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Since May, various regions have successively introduced new policies for the real estate market, including reducing down payments on the demand side, canceling the lower limit of mortgage interest rates, lowering provident fund loan interest rates, etc. In recent times, on the existing policies,Many cities such as Guangzhou and Shenzhen have begun to use existing commercial housing as affordable housing through government public solicitation or local state-owned enterprises purchasing existing commercial housing.。

Acquiring existing commercial housing for use as affordable housing is also known as "buying instead of building". As of August, more than 60 cities across the country have introduced policies for local governments or state-owned enterprises to acquire existing residential buildings and use them as affordable housing. Recently, many places such as Shenzhen, Beihai, and Dalian have successively issued policies to "collect and store" existing commercial housing for use as affordable housing. The reporter noticed that from the perspective of local policies, small-sized commercial housing below 70 square meters has become the main force of "collection and storage".

For example, Shenzhen's acquisition policy clearly states that when acquiring, priority will be given to projects with unsold buildings or units that can be closed and managed, and to commercial housing with an area of ​​less than 65 square meters. Beihai City requires that small units with a construction area of ​​no more than 70 square meters be the main acquisition targets. Dalian City also focuses on single units with a construction area of ​​less than 70 square meters. Foshan City clearly requires that small units with a construction area of ​​no more than 70 square meters be the main acquisition targets for affordable rental housing.

Wang Ruimin, associate researcher at the Institute of Market Economy, Development Research Center of the State Council:In this way, basic security needs can be met while raising as many houses as possible within the constraints of limited funds. From the government's perspective, this purchase-instead-of-construction approach to promote housing security for residents is actually a pragmatic and efficient measure.

The reporter noticed that in the process of implementing the "purchase and storage" policy in various places, state-owned enterprises' purchase and storage of unsold new houses has become an important model. Taking Dalian as an example, the Dalian State-owned Housing Management Group Co., Ltd. was clearly designated as the acquisition entity. In Kunming, municipal state-owned enterprises collected completed but unsold commercial housing in some administrative areas for use as affordable housing; Suzhou clearly proposed to adhere to the "order according to demand" and organized local state-owned enterprises to purchase some existing commercial housing at reasonable prices for use as affordable housing.

Wang Ruimin, associate researcher at the Institute of Market Economy, Development Research Center of the State Council:I think it is a win-win move for all parties for state-owned enterprises to purchase some existing houses as affordable housing on behalf of the government. First of all, it will promote the return of developers' funds, so that their liquidity pressure will be significantly reduced, which will inject confidence into developers. For the government, it can solve the problem of affordable housing supply at a relatively low cost and relatively quickly. Moreover, the location of existing houses is relatively better. For residents, they can also obtain security relatively quickly.

Industry insiders said that at present, various places are purchasing and storing completed but unsold commercial housing, which can not only provide more housing security for residents, but also reduce inventory levels and alleviate the downward pressure on the current real estate market.

Fuzhou: Nearly 10,000 commercial houses have been purchased for use as affordable housing

In Fuzhou, the local government has purchased nearly 10,000 commercial housing units for use as affordable rental housing. The first batch of houses will be allocated to the public at the end of September, and the interior decoration is now being accelerated.

In this residential area near the North Third Ring Road in Fuzhou, there are more than 110 affordable rental houses converted from existing houses. The reporter saw at the scene that the houses have completed the decoration of walls, water and electricity lines, doors, floors, etc., and are about to start the installation and arrangement of furniture and electrical appliances.

The reporter learned that the first batch of renovated affordable rental housing are all located in the central urban area of ​​Fuzhou. There are units of 45 to 60 square meters suitable for single-person living, and there are also units of 90 to 100 square meters or more that can accommodate a family. These houses will be allocated to the public next month.

At present, Fuzhou has acquired a total of 9,501 commercial houses for use as affordable housing. As the first batch of houses are allocated to the public, Fuzhou will also launch dedicated mobile applications and mini-programs, which will not only allow tenants to view houses and sign contracts online, but also apply for maintenance and cleaning services online.

Wuxi: First to launch the policy of "trade-in old for new" for commercial housing in other places

In addition to "buying instead of building", the "old for new" policy for commercial housing has also been actively promoted in various places recently. In Jiangsu, the local government has recently updated the "old for new" policy and launched the "old for new" policy for commercial housing in different places for the first time in the country. Citizens can use second-hand houses in Suzhou and Changzhou to exchange for new houses in Wuxi.

Mr. Guo works in Wuxi and his house is in Suzhou. After the old-for-new campaign was launched, he had the idea of ​​changing houses.

Mr. Guo, a citizen of Wuxi:Because my house is in Suzhou, I can only exchange my house in Wuxi for a house in Wuxi, so I have no way to participate. Now it has been expanded, and I can exchange my house in Suzhou for a house in Wuxi. This is more suitable for me, and I can exchange my house in Suzhou to Wuxi.

The cross-city "old for new" policy introduced this time is the first attempt nationwide. The expansion of the scope of commercial housing repurchase is also to accelerate the coordinated development of the "Suzhou-Wuxi-Changzhou" cities and serve the integrated development strategy of the Yangtze River Delta. Regarding the focus of attention such as how to evaluate the price of second-hand houses, the local government has introduced a third-party professional evaluation agency to facilitate the selection of both parties in the replacement.

The reporter learned that the scope of the expanded housing exchange program will not only include second-hand commercial housing, but also apartments and shops. After the new policy was launched, the number of potential customers increased significantly.

Up to now, the local commercial housing "old for new" program has achieved nearly 140 transactions, with the area of ​​second-hand houses purchased being about 14,000 square meters and the area of ​​new houses sold being about 17,000 square meters.

Zhang Huanyong, Associate Professor of Jiangnan University School of Business:First, it will stimulate real estate sales and increase the turnover rate. The second benefit is that it can attract talents and increase potential home buyers. In addition, it should be closely related to Wuxi's mainstream industries, which is beneficial to the development of the industry.

(CCTV reporter Yang Xiao, Tan Zhenhua, Wei Ming, Li Xiao)