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CCTV News:Since May, various regions have successively introduced new policies for the real estate market, including reducing down payments on the demand side, canceling the lower limit of mortgage interest rates, and lowering the interest rate of provident fund loans. In recent times, based on existing policies, many cities such as Guangzhou and Shenzhen have begun to use existing commercial housing as affordable housing through government public solicitation or local state-owned enterprises purchasing existing commercial housing.

Purchasing existing commercial housing for use as affordable housing is also known as "buying instead of building." As of August, more than 60 cities across the country have introduced policies for local governments or state-owned enterprises to purchase existing residential properties for use as affordable housing.

Recently, Shenzhen, Beihai, Dalian and other places have successively issued policies to "collect and store" existing commercial housing for use as affordable housing. It is understood that from the perspective of local policies, small-sized commercial housing with an area of ​​less than 70 square meters has become the main force of "collection and storage".

For example, Shenzhen's acquisition policy is clear. When collecting, priority will be given to projects with unsold buildings or units that can be closed and managed, and priority will be given to purchasing commercial housing below 65 square meters. Beihai City requires that small units with a construction area of ​​no more than 70 square meters be the main purchase. Dalian City also focuses on purchasing units with a single construction area of ​​less than 70 square meters. Foshan City clearly requires that small units with a single construction area of ​​no more than 70 square meters be the main purchase for affordable rental housing.

Wang Ruimin, associate researcher at the Institute of Market Economy of the Development Research Center of the State Council, said that this can not only meet basic security needs, but also raise as many houses as possible under limited funding constraints. From the government's perspective, this kind of purchase instead of construction to promote residents' housing security is a pragmatic and efficient measure.

It is understood that in the process of implementing the "purchase and storage" policy in various places, state-owned enterprises' purchase and storage of unsold new houses has become an important model. Taking Dalian as an example, Dalian State-owned Housing Management Group Co., Ltd. was clearly designated as the acquisition entity. In Kunming, municipal state-owned enterprises collected completed but unsold commercial housing in some administrative areas for use as affordable housing. Suzhou clearly proposed to adhere to "ordering according to demand" and organized local state-owned enterprises to purchase some existing commercial housing at reasonable prices for use as affordable housing.

Wang Ruimin said that it is a win-win move for all parties for state-owned enterprises to purchase some existing houses as affordable housing on behalf of the government. First of all, it will promote the return of funds for developers, so that liquidity pressure will be significantly reduced, which will inject confidence into developers. For the government, it can solve the problem of affordable housing supply at a relatively low cost and quickly. The location of the existing houses is relatively good, and for residents, they can also obtain security relatively quickly.

Industry insiders said that at present, various places are "storing" completed but unsold commercial housing, which can not only provide more housing security for residents, but also reduce inventory levels and alleviate the downward pressure on the current real estate market.

Fuzhou: Nearly 10,000 commercial houses have been purchased for use as affordable housing

In Fuzhou, the local government has purchased nearly 10,000 commercial housing units for use as affordable rental housing. The first batch of houses will be allocated to the public at the end of September, and the interior decoration is now being accelerated.

There are more than 110 affordable rental houses renovated from existing houses in this community near the North Third Ring Road in Fuzhou. The houses have completed the decoration of walls, water and electricity lines, doors, floors, etc., and are about to start the installation and arrangement of furniture and electrical appliances.

It is understood that the first batch of renovated affordable rental housing are all located in the central urban area of ​​Fuzhou. There are units of 45-60 square meters suitable for single-person living, and there are also units of 90-100 square meters or more that can accommodate a family. These houses will be allocated to the public next month.

At present, Fuzhou has acquired a total of 9,501 commercial houses for use as affordable housing. As the first batch of houses are allocated to the public, Fuzhou will also launch dedicated mobile applications and mini-programs, which will not only allow tenants to view houses and sign contracts online, but also apply for maintenance and cleaning services online.

Wuxi: First to launch the policy of "trade-in old for new" for commercial housing in other places

In addition to "buying instead of building", the "old for new" policy for commercial housing has also been actively promoted in various places recently. In Jiangsu, the local government recently updated the "old for new" policy and launched the "old for new" policy for commercial housing in different places for the first time in the country. Citizens can exchange second-hand houses in Suzhou and Changzhou for new houses in Wuxi.

Mr. Guo works in Wuxi and his house is in Suzhou. After the launch of the "old for new" campaign, he had the idea of ​​changing houses.

The cross-city "old for new" policy introduced this time is the first attempt nationwide. The further expansion of the scope of commercial housing repurchase is also to accelerate the coordinated development of the "Suzhou, Wuxi and Changzhou" cities and serve the integrated development strategy of the Yangtze River Delta. Regarding the focus of attention such as how to evaluate the price of second-hand houses, the local government has introduced a third-party professional evaluation agency to facilitate the selection of both parties in the replacement.

According to Hou Yuqiang, the head of the company, a third-party professional appraisal agency will conduct a price appraisal. If both parties agree with the appraisal price, they will proceed to the next step of negotiating the new house transaction. If either party disagrees with the price, the transaction will end.

It is understood that the expanded scope of housing "old for new" acquisitions will not only include second-hand commercial housing, but will also increase the acquisition of apartments and shops. The number of potential customers has increased significantly after the new policy was introduced.

Up to now, the local commercial housing "old for new" program has achieved nearly 140 transactions, with the area of ​​second-hand houses purchased being about 14,000 square meters and the area of ​​new houses sold being about 17,000 square meters.

Zhang Huanyong, associate professor of Jiangnan University Business School, said that first of all, it will stimulate the sales of real estate and increase the turnover rate. The second benefit is that it can attract talents and increase potential home buyers. In addition, it should be closely related to Wuxi's mainstream industries, which is good for the development of the industry.