It's about the real estate market! Huangshi issued 20 major measures
2024-08-06
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Jingchu.com (Hubei Daily) News(Reporter Peng Lei) Recently, the "Huangshi City Implementation Opinions on Further Promoting the Stable and Healthy Development of the Real Estate Market (Trial)" (hereinafter referred to as the "Implementation Opinions") was issued. In accordance with the principle of "differentiated policies for different cities", the "Implementation Opinions" consists of 20 articles, and formulates guarantee measures around the four aspects of "ensuring the delivery of houses, renovating dangerous houses, replacing new houses, and living in good houses". The trial period of the "Implementation Opinions" is 1 year, aiming to accelerate the construction of a new model for the development of Huangshi real estate.
The Implementation Opinions clearly stated that the "guaranteed delivery of housing" should be promoted through measures such as "one project, one policy" to ensure the delivery of housing, meet the reasonable financing needs of the project, purchase a moderate amount of existing commercial housing for use as affordable housing, and encourage the purchase of existing commercial housing for use as resettlement housing. Innovative models for "renovating dilapidated housing" should be developed through exploring cooperative renovation models for dilapidated housing, providing land planning policy support for dilapidated housing renovation projects, and providing multi-channel funding support for dilapidated housing renovation.
By reducing the cost of buying a house, providing preferential subsidies for "trading old for new", expanding the coverage of "trading old for new", increasing the support of provident funds, providing support for housing rental loans, providing subsidies for purchasing second-hand houses, and actively exploring "transferring ownership with mortgages", etc., preferential incentives are given to "trading for new houses". By insisting on supply based on demand, improving housing quality, optimizing capacity planning rules, improving supporting construction, optimizing approval services, and building a new development model, we will optimize the supply of "good houses".
In order to encourage "changing to a new house", the "Implementation Opinions" pointed out: Implement the first housing subsidy, and provide a housing subsidy of 20,000 yuan for each house purchased through the "Dongchu Youfangku" for the first time in Huangshi urban area; and provide a housing subsidy of 30,000 yuan for each house purchased in the core area of Daye Lake for the first time.
To support talents in buying houses, doctoral students (Dongchu Talent Card A card, senior professional title, and the same can be added if both spouses are such talents), master's students (Dongchu Talent Card B card, associate senior professional title or senior technician, and the same can be added if both spouses are such talents), undergraduates (intermediate professional title or technician, municipal technical experts), and college (secondary) technical school students (senior and intermediate workers) who purchase new commercial housing in Huangshi urban area through the "Dongchu Excellent House Database" will be given housing subsidies of 60,000 yuan, 50,000 yuan, 40,000 yuan, and 30,000 yuan per unit respectively; those who purchase new commercial housing in the core area of Daye Lake will be given housing subsidies of 70,000 yuan, 60,000 yuan, 50,000 yuan, and 40,000 yuan per unit respectively.
To support the "new Huangshi people" in buying houses, "new Huangshi people" who purchase newly built commercial housing in Huangshi urban area through the "Dongchu Youfangku" will be given a housing subsidy of 30,000 yuan for each unit; those who purchase newly built commercial housing in the core area of Daye Lake will be given a housing subsidy of 40,000 yuan for each unit.
Support people who return to Huangshi to start businesses and find jobs. Anyone who returns to Huangshi to start businesses and find jobs can be given a housing subsidy of 30,000 yuan per unit if they purchase newly built commercial housing in Huangshi urban area through the "Dongchu Youfangku"; anyone who purchases newly built commercial housing in Daye Lake core area can be given a housing subsidy of 40,000 yuan per unit.
Support teachers and medical workers in purchasing houses. All teachers and medical workers who purchase newly built commercial housing in Huangshi urban area and Daye Lake core area through the "Dongchu Youfangku" will be given a housing subsidy of 50,000 yuan per unit.
Support newlyweds to buy houses and settle down. Newlyweds (within one year of obtaining a marriage certificate) who purchase newly built commercial housing in Huangshi City and Daye Lake Core Area through the "Dongchu Excellent Housing Database" will be given a housing subsidy of 40,000 yuan per unit. The above housing subsidies are not cumulative, and the housing subsidies can be used to offset the down payment.
To meet the housing needs of families with multiple children, families that give birth to two, three or more children in accordance with the national birth policy, and whose second, third or more children are minors, can purchase new commercial housing through the "Dongchu Youfangku" and receive a housing subsidy of 20,000 yuan and 40,000 yuan per unit, respectively. Deed tax subsidies are also provided. For new commercial housing purchased in Huangshi urban area, a 50% deed tax subsidy is provided; for new commercial housing purchased in the core area of Daye Lake, a 100% deed tax subsidy is provided. The housing subsidy and deed tax subsidy for families with multiple children can be combined with any of the previous six housing subsidies.
But please note that the buyerJuly 24, 2024 - July 23, 2025Those who purchase newly built commercial housing during this period (the purchase time is based on the contract signing time) can enjoy preferential housing subsidies; those who purchase newly built commercial housing during this period andBefore October 31, 2025Only those who pay the deed tax and submit a subsidy application can enjoy the deed tax subsidy.
The Implementation Opinions also clearly provide preferential subsidies for "trading old for new". For those who sell "old" houses with clear property rights and not self-built and buy new commercial housing in the "Dongchu Excellent Housing Library", if the area is larger than the "old" house sold, a housing subsidy of 300 yuan/square meter will be given for the excess area; for those who use old houses with clear property rights in hospitals and schools to replace new commercial housing in the "Dongchu Excellent Housing Library", if the area of the housing after replacement is larger than the original housing, a housing subsidy of 400 yuan/square meter will be given for the excess area. The above two types of subsidies can only be enjoyed once at the highest standard, and can be enjoyed together with the deed tax subsidy.
A relevant person in charge of the Huangshi Housing and Urban Renewal Bureau said that compared with the "Notice on Preferential Encouragement of Talents to Buy Houses, Replacement of Old and New Houses, and Improvement of Housing for Families with Multiple Children" issued by the city in February this year, the newly issued "Implementation Opinions" optimized the subsidy model. Families where both spouses are doctoral students (Dongchu Talent Card A card, senior professional title) or master's students (Dongchu Talent Card B card, deputy senior professional title or senior technician) can enjoy the superposition of housing subsidies; the subsidy recipients have been broadened, and new clauses have been added to support "returning to Huangshi to start a business and find employment", "home purchases by teachers and medical workers", and "home purchases and settlements for newlywed families". According to the "Implementation Opinions", after the subsidies are superimposed according to certain standards, the theoretical maximum subsidy for one household can reach 210,000 yuan, and the average subsidy per household is about 70,000 yuan.
At the same time, we will increase the support of provident funds and increase the loan quota for high-level talents, raising the maximum loan quota for Dongchu Talent Card A card holders and Dongchu Talent Card B card holders to 1.2 million yuan and 1.1 million yuan respectively.
Support depositors to "exchange small for big" and "exchange old for new". After February 7, 2024, depositors who sell their own non-self-built houses with clear property rights within Huangshi (including Daye City and Yangxin County) to replace them with houses with larger construction areas or newly built commercial houses will be recognized as their first home when applying for housing provident fund loans. This policy is valid until June 30, 2025. After the depositors sign the "House Replacement Agreement" with the acquiring company or real estate company, they can apply to withdraw the housing provident fund for themselves, their spouse, parents and children, and the withdrawal amount shall not exceed the total price of the new house.
Relax the policy of withdrawing housing provident funds to pay for the down payment of housing. When a depositor purchases a newly built commercial housing, he or she can apply to withdraw the housing provident fund of himself or herself, his or her spouse, parents, and children to pay for the down payment of the housing purchase; employees who have not paid housing provident funds can apply to use their parents or children's housing provident fund loans to purchase housing. Actively support new Huangshi residents, young people, and public service personnel to purchase shared-ownership housing, and provide support for housing provident fund withdrawal and loan policies.
