news

한어Русский языкEnglishFrançaisIndonesianSanskrit日本語DeutschPortuguêsΕλληνικάespañolItalianoSuomalainenLatina

first-tier cities, all take action.

following shanghai, guangzhou, and shenzhen, beijing has also issued new policies for the property market, which will be implemented from october 1.

on the evening of september 30, the beijing housing and urban-rural development commission issued a notice that when households purchase their first commercial housing, the minimum down payment ratio for commercial personal housing loans will be adjusted to no less than 15%. when purchasing a second commercial house, the minimum down payment ratio for commercial personal housing loans is adjusted to no less than 20%.

non-beijing residents who purchase commercial housing within the fifth ring road must pay social insurance or personal income tax for three consecutive years or more before the date of purchase; those who purchase commercial housing outside the fifth ring road must pay social insurance or personal income tax. the number of years is adjusted to be paid continuously for 2 years or more before the date of purchase.

the details are as follows:

notice on further optimizing and adjusting the city’s real estate-related policies

relevant units:

in order to implement the decisions and arrangements of the party central committee and the state council, better meet residents' rigid housing needs and diversified improvement housing needs, promote the stable and healthy development of the real estate market, and promote the construction of a new real estate development model, with the consent of the municipal government, the relevant matters are hereby notified as follows :

1. implement the national policy on lowering existing mortgage interest rates and guide commercial banks to steadily and orderly reduce existing mortgage interest rates to near the new loan interest rates.

2. when households purchase their first commercial housing, the minimum down payment ratio for commercial personal housing loans will be adjusted to no less than 15%. when purchasing a second commercial house, the minimum down payment ratio for commercial personal housing loans is adjusted to no less than 20%.

3. for non-local residents who purchase commercial housing within the fifth ring road, the number of years for paying social insurance or personal income tax will be adjusted to three consecutive years or more before the date of purchase; for those purchasing commercial housing outside the fifth ring road, the number of years for paying social insurance or personal income tax will be adjusted to three consecutive years or more before the date of purchase. the number of years for personal income tax is adjusted to 2 consecutive years or more before the date of purchase.

for high-level and urgently needed talents who meet the needs of this city's economic and social development and purchase commercial housing in this city, the number of years for paying social insurance or personal income tax will be adjusted to one year or more of continuous payment before the date of purchase.

4. residential households purchasing commercial housing in tongzhou district shall follow the city’s unified policies.

5. if an adult single with a household registration in this city lives together with a minor child, the housing purchase restriction policy will be implemented as a household registered in this city.

6. for households with two or more children registered in this city to purchase commercial housing and apply for provident fund personal housing loans, the loan limit will be increased by 400,000 yuan.

7. in accordance with national work arrangements, timely cancel the standards for ordinary housing and non-ordinary housing.

8. accelerate the construction of a new model of real estate development. improve the "market + guarantee" housing supply system, promptly introduce measures to support the construction of "good houses", accelerate the transformation of urban villages, use the role of the "white list" to meet the reasonable financing needs of real estate companies, continue to prevent and resolve real estate risks, and stabilize market expectations .

this notice will be effective from october 1, 2024. if the original policy is inconsistent with this notice, this notice shall prevail.

on the evening of september 29, shanghai, guangzhou, and shenzhen successively issued new policies for property market regulation. among them, guangzhou has completely canceled purchase restrictions and will take effect from september 30. for details, please click: heavy! guangzhou completely lifts purchase restrictions

shenzhen optimizes the zoning housing purchase restriction policy and cancels restrictions on the transfer of commercial housing and business apartments. in particular, commercial housing and business apartments can be listed and traded after obtaining a real estate registration certificate; adjusts the period of vat collection and exemption for personal housing transfers, and adds vat on personal housing transfers. the exemption period is adjusted from 5 years to 2 years; personal housing loan policies are optimized, and the minimum down payment ratio for commercial personal housing loans for first homes is adjusted to 15%, and the minimum down payment ratio for commercial personal housing loans for second homes is adjusted to 20%, etc. . it is reported that the adjusted policy will be implemented from october 1. for details, please click: the real estate market is booming! shenzhen takes action

in shanghai, for families and single persons who are not registered residents of the city and purchase housing outside the outer ring road, the number of years required to pay social insurance or personal income tax for the purchase of the house will be adjusted to one year or more of continuous payment before the date of purchase. non-local resident families who hold a "shanghai residence permit" and whose points reach the standard value and have paid social insurance or personal income tax in this city for three years or more will enjoy the same treatment as shanghai resident families in purchasing housing units. . specifically, you can click on: big break! shanghai property market adjusts purchase restrictions!

editor: wan jianyi

proofreading: yang shuxin

copyright statement

all original content on each platform of securities times may not be reproduced by any unit or individual without written authorization. our company reserves the right to pursue legal liability of relevant actors.

for reprinting and cooperation, please contact the assistant of securities times, wechat id: securitiestimes