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on september 20, according to beijing daily, the beijing municipal committee of the communist party of china issued implementation opinions on implementing the "decision of the central committee of the communist party of china on further comprehensively deepening reforms and promoting chinese-style modernization."

the opinions mentioned that we should improve the housing system that promotes both renting and purchasing. we should speed up the establishment of a new real estate development model that meets the characteristics of the capital, increase the construction and supply of affordable housing, and meet the rigid housing needs of the working class. we should improve the policy mechanism to support the diversified housing needs of urban and rural residents, and give full play to the housing security role of housing provident funds. we should optimize real estate policies, cancel the standards for ordinary and non-ordinary residential buildings in a timely manner, optimize the transaction rules for commercial residential land, and reform the financing methods for real estate development and the pre-sale system for commercial housing.

on july 18 this year, the third plenary session of the 20th central committee of the communist party of china adopted the "decision of the cpc central committee on further comprehensively deepening reforms and promoting chinese-style modernization", which clearly stated that it would support the diversified housing needs of urban and rural residents. it would fully empower city governments to regulate the real estate market, formulate policies based on the city, and allow relevant cities to cancel or reduce housing purchase restrictions and cancel the standards for ordinary and non-ordinary residences. it would reform the financing methods of real estate development and the pre-sale system of commercial housing. it would improve the real estate tax system.

among them, beijing currently implements the policy at the end of 2023 for the standard of ordinary housing. on december 14, 2023, beijing municipal housing and urban-rural development commission and other departments issued the "notice on adjusting and optimizing the ordinary housing standard and personal housing loan policy in beijing", which clearly stated that from january 1, 2024, ordinary housing in beijing that enjoys tax preferential policies must meet the following conditions at the same time:

(1) the building volume ratio of the residential quarter is 1.0 (inclusive) or above;

(2) the building area of ​​a single housing unit is 144 square meters (inclusive) or less;

(iii) the transaction price of housing within the 5th ring road is rmb 85,000 per square meter (inclusive) or less, the transaction price of housing between the 5th and 6th ring roads is rmb 65,000 per square meter (inclusive) or less, and the transaction price of housing outside the 6th ring road is rmb 45,000 per square meter (inclusive) or less.

industry insiders said that currently cities implement mortgage and tax policies based on the standards of ordinary housing and non-ordinary housing. although some cities have adjusted the standards of ordinary housing, it is still not entirely reasonable. many buyers are "forced to buy luxury houses" and cannot enjoy the tax and mortgage benefits of ordinary housing. in the future, by canceling the division of ordinary housing and non-ordinary housing standards, it is expected to provide residents with more favorable tax, mortgage and other relaxed policies for home purchases, and meet the residents' dream of a better home.

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