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On the morning of August 26, housing inspection concepts rose at the beginning of the trading session. As of press time, China National Inspection Group and Shanghai Jianke hit the daily limit, Jianke Co., Ltd. and Jianyan Institute of Construction Research opened the daily limit, and slightly dived during the trading session. Shenzhen Ruijie Luopujin, Yingjianke, Huajian Group, and Tendering Co., Ltd. were among the top gainers.

On the news front, Dong Jianguo, Vice Minister of the Ministry of Housing and Urban-Rural Development, recently stated that they will study and establish three systems, namely housing physical examinations, housing pensions, and housing insurance, to build a long-term mechanism for housing safety management throughout the entire life cycle. Shanghai and 22 other cities are currently carrying out pilot projects.

The Ministry of Housing and Urban-Rural Development's media "Architecture Magazine" published an editorial on the 26th, saying that the housing pension system that everyone is concerned about is actually a bottom-line system design that takes into account the safety of people's houses and life and property, and it was proposed in a notice issued by the General Office of the State Council. It also pointed out thatHousing pension and real estate tax are two completely different things. The rumor that housing pension is another kind of real estate tax is purely confusing and far-fetched. It is a deliberate attempt to mislead the public.

According to The Paper, Yin Fei, professor and dean of the School of Law at the Central University of Finance and Economics, said that the housing pension system established this time mainly uses public funds and establishes a public housing pension account. At present, the funds in the public housing pension account come from public funds. In accordance with the principle of "not increasing personal burdens and not reducing personal rights and interests", local governments explore channels for raising funds. Therefore, the public housing pension account established this time will not increase the burden on owners.

Yan Rong, director and researcher of the Shanghai Real Estate Science Research Institute, also expressed the view that the current research on establishing a public account for housing pensions does not require the people to pay directly.

Has the housing pension charge standard been determined?

On August 25, a rumor about the "fee standard for housing pension" caused heated discussion on social platforms. The rumor said that "the fee standard for housing pension in Shanghai Pudong pilot project was revealed in advance, which is mainly based on the area and floor of the house", and the fee details of different houses were also marked in a formal manner. Is the news true?

According to Shanghai Internet rumor refutation news,The reporter learned from the Shanghai Municipal Housing and Urban-Rural Development Commission and the Municipal Housing Management Bureau that the rumor is false.At the "Promoting High-quality Development" series of press conferences on August 23,The Ministry of Housing and Urban-Rural Development said, "Individual accounts in the housing pension system have been established through the payment of special housing maintenance funds. The focus of the pilot is for the government to establish a public account."

At the same time, it is made clear in the interpretation of relevant policies that the funds in public accounts come from public funds. In accordance with the principle of "not increasing personal burdens and not reducing personal rights and interests", local governments will explore channels for raising funds, which will not increase the burden on property owners.

The Shanghai rumor-refuting platform found that the specific figures involved in the rumors had already appeared in the Special Maintenance Fund Management Measures Operational Rules (Trial) issued by other provinces and cities in 2011, and were not the charging details of housing pensions. We hope that everyone will treat online rumors rationally and not believe in or spread them.

Media under the Ministry of Housing and Urban-Rural Development: Housing pension is not real estate tax, and the public account does not require ordinary people to pay

On the 26th, the only journal directly under the Ministry of Housing and Urban-Rural Development, Architecture Magazine, published an editorial titled "Housing pension is not real estate tax, and the public account does not require the people to pay for it. Don't misunderstand it again!"

The editorial pointed out that in recent days,The housing pension system that was mentioned many times by the authorities as early as 2022 to be studied and established has been seriously misinterpreted!Open the WeChat Moments and WeChat Video Accounts, and you will see all kinds of rumors, gossip, and "interpretations" flying around. Some self-media and video bloggers, in order to gain popularity and traffic, use imaginary arguments such as "People are not old yet, but their houses are old first. There is no money to pay for pensions, and the government is going to collect housing pensions again." "The real estate tax cannot be implemented, so they suddenly start to think about housing pensions. Isn't this a disguised way of collecting real estate taxes?", etc., wantonly or with ulterior motives, incite the emotions of the general public, confuse the public, spread rumors, mislead the public, and create social panic. In fact, this is not the case!

Let's first look at the complete statement made by Dong Jianguo, Vice Minister of the Ministry of Housing and Urban-Rural Development, when answering reporters' questions about the housing pension system at the press conference held by the State Council Information Office on August 23. The original words of Vice Minister Dong Jianguo were: "Study and establish housing physical examination, housing pension, and housing insurance systems, and build a long-term mechanism for housing safety management throughout the life cycle. Currently, 22 cities including Shanghai are piloting. Speaking of housing pensions in particular, personal accounts have been established through the payment of special housing maintenance funds, and the focus of the pilot is for the government to establish a public account."

In the above original words, Vice Minister Dong Jianguo finally mentioned"The focus of the pilot is for the government to establish a public account." The public account here does not require the people to pay! Many self-media and video bloggers did not read or carefully read the complete statement, and concluded that the government would collect housing pensions. The complete statement above has made it clear: "Personal accounts have already been paid for by paying special housing maintenance funds."

As many experts have said, the main sources of funds for pension public accounts are: city governments can collect some funds through local financial subsidies, land transfer fees, funds from the sale of original public housing, and other channels.

in addition,Housing pension and real estate tax are two completely different things. The rumor that housing pension is another kind of real estate tax is purely confusing and far-fetched. It is a deliberate attempt to mislead the public.

In summary,If relevant supporting systems such as housing physical examinations, housing pensions, and housing insurance are truly established, it will be very beneficial for both the house throughout its life cycle and the residents living in it in terms of ensuring living quality, quality, environment, and safety, as well as preserving assets. This is the original intention of the design of this system.