2024-08-24
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According to the WeChat public account of "Tangshan Release" on August 23, Tangshan City, Hebei Province issued "Several Measures on Optimizing Current Real Estate Policies". The document proposes to digest the existing real estate, optimize the incremental housing, and accelerate the construction of a new model of real estate development.
The document proposes that, in accordance with the principles of "government policy support, supervision by functional departments, coordination by industry organizations, participation by professional institutions, and market-oriented operation", the work of "selling old and buying new, and exchanging old for new" in commercial housing should be carried out to promote the linkage between the primary and secondary housing markets and the tiered consumption effect.
The document mentioned that it would support rigid and improved housing demand and provide support for the purchase of new commercial housing (groundBuilding areaA subsidy of 1% of the transaction price will be given to buyers of houses with an area of 144 square meters or less. A subsidy of 1.5% of the transaction price will be given to buyers who are 60 years old or above, families with two or more children, and various talents who meet the "Phoenix Talent" policy.
The implementation rules for the issuance of housing purchase subsidies in Tangshan City have clarified the scope of subsidies. From August 23, 2024 to December 31, 2024, individuals who purchase newly built commercial housing in Tangshan City, sign and pay for the commercial housing contract online, and complete the contract filing can enjoy the housing purchase subsidy for newly built commercial housing.
The document also proposed to optimize the housing provident fund loan policy. On the premise of ensuring the safety of funds, the housing provident fund loan replacement business will be implemented in stages and batches to optimize the handling process and reduce the burden of loan repayment for home buyers; the maximum amount of individual housing loans for single and double-deposited employee families will be adjusted from 800,000 yuan to 1 million yuan; on the premise of meeting the repayment ability, the maximum loan amount for families with two children and three children will be increased by an additional 200,000 yuan and 300,000 yuan respectively; the restrictions on the registered permanent residence of employees in different places will be cancelled; it is allowed to withdraw housing provident funds for the down payment of house purchases; for the purchase of affordable housing, the minimum down payment ratio is 15%; flexible employment personnel can apply for housing provident fund loans after paying housing provident funds for six consecutive months, and the loan amount shall not exceed 15 times the balance of the deposit account, and the maximum loan amount is 1 million yuan.
According to statistics released by Tangshan World Union Bank last month, since the beginning of 2024, Tangshan's real estate market has failed to continue the explosive trend in the first half of 2023, and the transaction scale has shrunk significantly, reaching the lowest level in the past five years. From January to June 2024, compared with January to June 2023, it has dropped by nearly 40%. Although there was a slight rebound during the small spring and the Golden Week, the market continued to weaken and maintained a bottoming adjustment overall.
Tangshan Savills said that if there is no stimulating local new policy in the second half of the year, the Tangshan market will continue to bottom out at a low level, and the decline will narrow, but the overall market recovery momentum is insufficient. According to the sales data of commercial housing in the three districts of Tangshan, the supply area from January to June 2024 was 184,300 square meters, a year-on-year decrease of 59%, the transaction area was 294,300 square meters, a year-on-year decrease of 45%, and the average sales price was 13,632 yuan/square meter, a year-on-year decrease of 5%.
A residential area in Lunan District, Tangshan City Photographed by reporter Chen Mengyu
In terms of second-hand housing, according to data released by CRIC last month, the number of second-hand housing listings in Tangshan remained high, inventory was stockpiled, and the average transaction price of second-hand housing was 8,614 yuan/㎡, a month-on-month decrease of 0.10%, and the market continued to fall.
According to the changes in commercial housing sales prices in 70 large and medium-sized cities in July released by the National Bureau of Statistics, prices of both new and second-hand houses in Tangshan have fallen, with new house prices down 6.7% year-on-year and second-hand house prices down 9.7% year-on-year.
In December 2023, the National Business Daily reported on Tangshan's new property market policy, which proposed to cancel the real estate purchase and sales restrictions, promote affordable commodity housing, and encourage the sale of existing homes. At that time, Tangshan had a policy statement that was groundbreaking, that is, it mentioned that the rigid housing area standard was less than 120 square meters, and the improvement housing area standard was less than 144 square meters.
edit|Lu Xiangyong Du Hengfeng
Proofreading|Cheng Peng
Daily Economic News is compiled from Tangshan Release and Daily Economic App
Daily Economic News