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a series of new financial policies aimed at promoting the development of the real estate market have been released recently. these policies include guiding banks to lower existing mortgage interest rates, setting the minimum down payment ratio for mortgage loans to 15%, optimizing refinancing policies for affordable housing, and supporting acquisition of existing land from real estate companies, etc.

with the promulgation of these new policies, what changes will the real estate market usher in? ifeng.com's "eye of the storm" interviewed a number of intermediaries. although they have different feelings, they generally report that most current home buyers have a wait-and-see attitude.

a real estate agent from beijing lianjia revealed to ifeng.com's "eye of the storm" that in the past, there were only three or four customers a week in their store, but in the past two days, all the agents in the store had the task of showing customers, and some agents even we can receive two groups of customers in one day. "however, no transaction has been completed, and customers are waiting and watching."

"most people's focus is mainly on the trend of housing prices. if housing prices show an upward trend, they may consider buying a house," another lianjia agent further pointed out.

however, some intermediaries revealed that store traffic has increased since september, because september and october are the traditional peak seasons for real estate, and the weather is cool at this time, which is very suitable for viewing houses.

lu mei, an agent of beijing dewanjia real estate, said that since september, the store's customer traffic has increased by 20%. taking weekends as an example, in august, we received an average of 4-5 groups of customers every day, and in september, this number climbed to 6 groups or even more.

lu mei also mentioned that in the current market, second-hand houses have attracted more attention, because in beijing, the average price of second-hand houses is usually about 10,000 yuan lower than that of new houses. she added that since the issuance of the new deal, the number of inquiries has indeed increased, but the biggest concern of customers is the decline in existing mortgage loans.

she predicts that within the next month, various localities will gradually announce specific implementation details. "once the policy of lowering down payments is implemented, the volume of inquiries and transactions will increase because the threshold for home purchase will be lower."