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1. Incentive and subsidy measures for rural residents to purchase houses in cities.

From the date of the announcement to December 31, 2024, rural residents who purchase newly built commercial housing in designated real estate projects in the county town will be given a housing subsidy of 60,000 yuan per unit; those who purchase newly built commercial housing in designated real estate projects in the Baofeng sub-center area will be given a housing subsidy of 40,000 yuan per unit. For those who apply for housing mortgage loans, 30% of the previous year's interest will be subsidized.

2. Measures to encourage childbirth.

Families with two or three children born between June 1, 2021 and June 1, 2026, who purchase newly built commercial housing in designated real estate projects in Zhushan County from the date of publication (November 9, 2023) to December 31, 2024, will receive a housing subsidy of 25 square meters for the second child and 50 square meters for the third child, and the number of children can be calculated cumulatively. Families with Zhushan household registration who give birth to three children, and whose newborns are registered in the county, will be given a one-time reward of 10,000 yuan; a childcare subsidy of 500 yuan per month will be paid until the child reaches the age of 3; private special childcare institutions built according to standards in the main urban area of ​​the county with more than 60 childcare places will be given a one-time subsidy of 50,000 yuan after acceptance and filing; infants and young children aged 0-3 years old who are enrolled in childcare institutions (including registered kindergartens) registered in accordance with laws and regulations will receive a childcare subsidy of 300 yuan per month.

3. Incentive and subsidy measures for medical personnel to purchase housing.

From the date of publication (November 9, 2023) to December 31, 2024, in-service medical personnel (including private hospitals), retired medical personnel, and on-duty village doctors in the county who purchase newly built commercial housing in designated real estate projects in the county town will enjoy a 25-square-meter reward and subsidy per person, and the reward and subsidy is limited to 2 people per household per unit; it can be used in conjunction with the policy of encouraging childbirth, with a cap of 100 square meters per household per unit.

4. Incentive and subsidy measures for teachers to purchase houses.

From the date of publication (November 9, 2023) to December 31, 2024, in-service and retired faculty and staff in the county, specially appointed teachers by the county people's government and the education administrative department, substitute teachers and teaching assistants who have been employed by private schools for more than two years (excluding outsourced and hired personnel and personnel employed by off-campus training institutions), and teachers from outside the county who have taught in local rural schools for one year in a row, who purchase newly built commercial housing in designated real estate projects in the county town, will each enjoy a subsidy of 25 square meters, and the subsidy will be limited to two people per household per unit; it can be used in conjunction with the policy of encouraging fertility, with a maximum of 100 square meters per household per unit.

5. Incentive and subsidy measures for housing purchases by introduced talents.

From the date of publication (November 9, 2023) to December 31, 2024, full-time doctoral students, master's students and "Double First-Class" undergraduates who come to Zhu for employment within five years of graduation and purchase newly built commercial housing in designated real estate projects in the county town will enjoy a 25-square-meter subsidy per person. The subsidy is limited to two people per household per set, and it cannot be implemented in conjunction with other housing purchase subsidy policies issued in the county.

6. Housing subsidy measures for the only housing relocation recipients in urban villages that are not in shantytown renovation and demolition areas.

From the date of publication (November 9, 2023) to December 31, 2024, the only housing relocation targets in the urban villages and non-shantytown renovation and demolition areas who purchase newly built commercial housing in designated real estate projects in the county town will be rewarded with 25 square meters for families with 3 or fewer people, and 50 square meters for families with 4 or more people.

7. Risk evacuation and resettlement measures for ecological relocation subjects in registered geological disaster areas.

From the date of publication (February 21, 2024) to December 31, 2024, registered ecological relocation targets in geological disaster sites who purchase newly built commercial housing in designated real estate projects in county towns will receive a subsidy of 25 square meters for each household with a family population of 3 or less, and 50 square meters for each household with 4 or more people; in townships, they will receive a subsidy of 30 square meters for each household with a family population of 3 or less, and 50 square meters for each household with 4 or more people; and for second-hand housing, each household will receive a subsidy of 20,000 yuan (the purchased housing must be A or B grade or above safe housing, and the local township people's government is responsible for organizing the grade appraisal). For those who enjoy the subsidy policy for ecological relocation in registered geological disaster sites, the old houses will be demolished after purchasing the new house.

8. Housing security measures for personnel engaged in basic public services.

Zhushan County adopts a combination of leasing and rent-to-purchase to implement housing security for groups with housing difficulties, including employees of enterprises, institutions and government agencies engaged in basic public services, such as education, medical care, fire protection, sanitation, water supply and drainage, gas, etc., as well as employees of communities and government agencies engaged in basic public services, who have no housing in urban areas, and families with housing difficulties such as three generations living together and multiple children. The rental housing acquired by the Xingzhu Guotou Group of the county is allowed to be rented first and then sold. After the lease expires for five years, the lessee can apply to convert it to shared-ownership housing, and the rent paid can be included in the purchase price. After holding shared-ownership housing for five years, the holder can apply to convert it to commercial housing for listing and trading if he purchases all the property rights. During the lease period, the rent and property fees of the rent-guaranteed housing shall be paid in accordance with regulations, and the rent standard shall not exceed 70% of the market rent of the same location and quality in principle.

9. Measures to promote housing consumption.

(I) Lowering the interest rate of individual housing provident fund loans. The interest rate of the first individual housing provident fund loan with a term of less than 5 years (including 5 years) is lowered from 2.6% to 2.35%, and the interest rate of the first individual housing provident fund loan with a term of more than 5 years is lowered from 3.1% to 2.85%; the interest rate of the second individual housing provident fund loan with a term of less than 5 years (including 5 years) is lowered from 3.025% to 2.775%, and the interest rate of the second individual housing provident fund loan with a term of more than 5 years is lowered from 3.575% to 3.325%.

(II) Support the business of "both withdrawal and loan" for the same house. If the same house has been processed for housing provident fund purchase withdrawal business and meets the loan conditions, you can apply for a provident fund loan for the purchased house. If the same house has been processed for housing provident fund purchase withdrawal and the commercial housing loan has been repaid for one year and the real estate certificate has been obtained, you can apply for a "commercial to public" loan.

(III) Adjust the scope of use of housing provident funds. Optimize the withdrawal and use of housing provident funds. When paying for a house, employees can also apply to use their parents' or children's housing provident funds, and support the withdrawal of housing provident funds to pay for the down payment of a house.

(IV) Policies for flexible employment personnel to participate in housing provident fund. Qualified self-employed persons can use housing provident fund loans by making up for six months of payment in one lump sum.

10. Implement employment incentive measures.

During the period of promoting on-site urbanization with county towns as an important carrier, family members of rural residents (who must meet the legal employment age when applying) who enjoy housing purchase subsidies will be given an employment subsidy of 1,000 yuan per month (for a maximum of 12 months) for each new stable or flexible employment in county enterprises after purchasing a house (each family shall not exceed one person) during the period of stable employment, and who pay social insurance as required.

Zhushan County takes the county seat as an important carrier
On-site urbanization supportRural residents move to cities
Comprehensive livelihood policy implementation plan

In order to effectively promote on-site urbanization with the county town as an important carrier, support the demand of rural residents to buy houses in cities, guide the orderly transfer of rural population to cities and towns, promote the construction of new urbanization, and accelerate the construction of our county's "one main and one deputy" development strategy, according to the "Notice of the General Office of the Provincial People's Government on Issuing Several Measures to Further Guarantee and Improve People's Livelihood" (E Zhengbanfa [2023] No. 41), the following implementation plan is formulated to support the rural residents in our county to move to cities.

I. Support Objects and Conditions

Zhushan County uses the county seat as an important carrier for on-site urbanization and enjoys the support policy for rural residents to move to the city (referring to the scope of the one main and one secondary planning area: the one main is the county's main urban area; the secondary is the Baofeng sub-center area, including Baofeng Town and Majiadu Town), and must meet the following conditions at the same time:

(1) Rural residents of Zhushan County move to the city to buy houses and live there;

(2) The purchased housing is a commercial housing in a designated building, and the "Commercial Housing Sales Contract" is signed and the contract is filed during the implementation of the local urbanization policy in Zhushan County with the county seat as an important carrier;

(3) The house purchased is a commercial house, excluding second-hand houses, houses with small property rights and resettlement houses under construction;

(IV) Registered ecological relocation targets of geological disaster sites, home buyers in urban villages not under renovation and demolition, those encouraged to have two or three children, education medical personnel, and talent introduction, who have already enjoyed the comprehensive livelihood support policy for on-site urbanization and the rural residents who have already enjoyed the 30,000 yuan subsidy policy for purchasing a house in the city, shall not enjoy it again.

2. Support policies

From the date of this document to December 31, 2024, rural residents who meet the above conditions and purchase commercial housing in cities can enjoy the following support policies:

(1) You can settle down in the place where you buy your house. If you buy commercial housing in the main urban area or Baofeng sub-center area, you can settle down in the township where the house is located.

(II) Housing subsidy: For the purchase of newly built commercial housing in designated real estate projects in the main urban area, a housing subsidy of RMB 60,000 per unit will be given; for the purchase of newly built commercial housing in designated real estate projects in the Baofeng sub-center area, a housing subsidy of RMB 40,000 per unit will be given.

(III) Guaranteeing legal land rights and interests. The land contracting rights, homestead use rights and collective rights distribution originally obtained by rural residents who voluntarily settle in the main urban area or Baofeng sub-center area shall remain unchanged according to the policy; if the land originally obtained by rural residents is abandoned, the original township shall organize the village committee to transfer it in an orderly manner.

(IV) Guarantee basic medical insurance benefits. Rural residents who move to cities can choose to participate in urban employee medical insurance or urban and rural resident medical insurance based on their own conditions.

(V) Guarantee basic pension insurance benefits. Promote barrier-free transfer and continuation of basic pension insurance relations. Rural residents who move to cities can participate in basic pension insurance for urban and rural residents or basic pension insurance for urban enterprise employees, and enjoy relevant pension insurance benefits according to policies.

(VI) Ensure equal access to education. Children of rural residents who purchase property and live in the main urban area or Baofeng sub-center area shall be enrolled in school in accordance with the compulsory education enrollment policy and school district division regulations.

(VII) Preferential loans. Rural residents who move to cities and have a housing fund gap and apply for loans from county rural commercial banks, Agricultural Bank of China and other relevant banks will be charged the benchmark mortgage interest rate and will not be charged a penalty for early repayment; for housing mortgage loans, 30% of the previous year's interest will be subsidized; actively promote the conversion of commercial bank housing mortgage loans into housing provident fund loans, guide commercial banks and housing provident fund management agencies to improve mechanisms, and convert commercial bank housing mortgage loans of eligible rural residents who move to cities into housing provident fund loans.

(VIII) Support training and employment. Rural migrant workers who are unemployed or in flexible employment and those who have escaped poverty and have participated in employment skills training at training institutions recognized by the human resources and social security departments can enjoy vocational training subsidies according to regulations if they meet the conditions. Actively provide public employment services to those who have the ability to work and the willingness to work to promote employment. During the period of promoting on-site urbanization with county towns as an important carrier, family members of rural residents (who must meet the legal employment age when applying) who enjoy housing purchase subsidies, after purchasing a house, will be given an employment subsidy of 1,000 yuan per month (for a maximum of 12 months) for each person who pays social insurance according to regulations during the period of stable employment of newly added stable or flexible employment personnel in county enterprises (each family shall not exceed 1 person).

(IX) Encourage enterprises to participate in construction. Support state-owned enterprises and private enterprises to participate in local urbanization construction with county towns as an important carrier. Commercial housing that legally obtains more than 20 mu of state-owned construction land after January 1, 2024 and develops and constructs within the prescribed time will be included in the scope of policy housing purchase reward and subsidy housing sources. The autonomous choice of home buyers and the autonomous sales of real estate companies shall prevail. The government does not set a policy housing purchase ratio.

III. Application Process

(I) Individual application

The applicant shall provide the original and copy of his/her ID card and household registration booklet and other application materials, and fill out the "Application Form for Rural Residents' Housing Purchase Subsidy for Local Urbanization in Zhushan County with the County Seat as the Important Carrier".

(II) Approval Process

1. Preliminary review. Each township will conduct a preliminary review, and the original documents will be returned to the applicant after review. Copies and other materials will be retained and submitted to the Zhushan County Local Urbanization Office with the county seat as an important carrier.

2. Verification. After verification by the local urbanization office with the county as the main carrier, housing purchase qualification certificates will be issued to eligible rural residents.

appendix:

1. Application form for subsidies for rural residents to buy houses in cities in Zhushan County

2. Application process for rural residents’ housing subsidies in Zhushan County