news

elephant news reporter chen zhenjun

on september 26, the meeting of the political bureau of the central committee clearly stated for the first time that "it is necessary to promote the real estate market to stop falling and stabilize." this was the first time that the political bureau of the central committee gave clear instructions on the real estate market to "stop falling and stabilize", showing that the country is stable. determination of the property market.

on september 27, governor wang kai presided over a governor's office meeting to convey and study the spirit of the political bureau meeting of the cpc central committee, study and deploy implementation measures, and emphasized that it is necessary to promote the real estate market to stop falling and stabilize, and to issue measures to further promote the stable and healthy development of the real estate market. measure.

on september 30, the henan provincial department of housing and urban-rural development, the office of the financial committee of the henan provincial committee of the communist party of china, the henan provincial department of finance, the henan provincial department of natural resources, the state-owned assets supervision and administration commission of the henan provincial people's government, the henan provincial branch of the people's bank of china, and the national seven departments including the henan supervision bureau of the state administration of financial supervision jointly took the lead in issuing the "several measures to further promote the stable and healthy development of the real estate market" (hereinafter referred to as the "measures") in the country, using 20 measures to promote the real estate market to stop falling and stabilize, and promote the construction of a new model of real estate development.

the "measures" formulate 20 specific measures in detail from six aspects: vigorously supporting housing consumption, increasing financial support, strictly controlling incremental supply, further optimizing stock, improving supply quality, and promoting the construction of a new model of real estate development, including the elimination of commodities. housing restriction policies; increase home purchase subsidies, deed tax subsidies, and home purchase subsidies for talents; continue to carry out housing linkage promotion activities such as home purchase festivals and home decoration renovations; accelerate the reduction of existing mortgage interest rates and optimize the minimum down payment ratio of mortgage loans; accelerate the "white list" issue project rectification and restoration; strict control of the pace of new housing supply; zhengzhou, kaifeng, and jiyuan demonstration zones speeding up pilot sales of existing homes, etc.

the "measures" require that the restriction policy on commercial housing be cancelled, and the purchase of commercial housing (including newly built commercial housing and second-hand housing) does not require review of the buyer's qualifications. the restrictions on the transfer period of commercial housing (including newly built commercial housing and second-hand housing) have been cancelled. (except for those with restrictions on property rights transfer), transfers can be made from the date of obtaining the real estate ownership certificate (house ownership certificate). cancel the standards for ordinary residences and non-ordinary residences. subsidies will be provided to individual consumers for items and materials needed for renovation of old houses, local renovations such as kitchens and bathrooms, and aging-friendly renovations, with a maximum limit of 20,000 yuan per set.

support various localities to reasonably increase the upper limit of housing provident fund loans. for families with multiple children and the introduction of high-level talents, the loan limit can be increased by 20%. support depositors to withdraw provident funds to pay rent and purchase affordable housing. the minimum down payment ratio is 15%. the cumulative amount of withdrawals and loans shall not exceed the total price of the house purchased.

give full play to the role of the urban real estate financing coordination mechanism, improve the "one project, one plan, one dedicated team, one bank, one audit" mechanism, promote more qualified commercial residential projects under construction, sold and difficult to deliver to enter the "white list", and increase the number of "white lists". we will increase the amount of loans provided to projects on the “white list” and strive to achieve a financing satisfaction rate of no less than 70% for “white list” projects.

encourage all localities to optimize and adjust building design rules such as housing area and public stalls for real estate projects based on local realities, so as to increase the housing availability rate of commercial housing. guided by residents' housing needs, we will strengthen the review of engineering design plans, strictly implement building energy conservation and green building standards, strictly control project quality, build green, low-carbon, smart, and safe "good houses" and improve housing quality.

attachment: original text of "several measures to further promote the stable and healthy development of the real estate market"

(source: elephant news)