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Recently, the topic of housing pensions has attracted widespread attention from the society. On the 26th, the Ministry of Housing and Urban-Rural Development accepted an exclusive interview with CCTV reporters and said:The housing pension consists of two parts: personal account and public account, and will not increase personal burden.

The Ministry of Housing and Urban-Rural Development stated that housing pensions consist of two parts: individual accounts and public accounts:

Personal AccountIt is the special housing maintenance fund deposited by the owner, and the deposit shall be carried out in accordance with the current regulations;

Public AccountsThe problem of funds in the accounts will be solved through fiscal channels in pilot cities. The sources of funds include fiscal subsidies, land transfer fees, land value-added tax, and housing provident fund income.

Wang Baifeng, Director of the Engineering Quality and Safety Supervision Department of the Ministry of Housing and Urban-Rural Development:The public account is established by the government in accordance with the principles of "taking from housing and using it for housing" and "not increasing personal burdens and not reducing personal rights and interests". From the pilot cities, local governments can raise funds through fiscal subsidies and land transfer fees. The purpose is to establish a stable channel for housing safety management funds without requiring residents to pay extra fees. After the public housing pension account is established, it will increase social welfare without increasing personal burdens.

What is the difference between the money in the housing pension public account and the special housing maintenance fund?

Simply put, most commercial housing currently has special housing maintenance funds, so the housing pension individual account based on it is responsible for the maintenance and upkeep of commercial housing. But on the one hand, this money is now unable to meet the needs of a large number of community maintenance and renovation, and incremental funds are urgently needed. On the other hand, only a portion of the houses in the city have special housing maintenance funds, and there are still many self-built houses and old houses that do not have special housing maintenance funds. So what should be done to repair these houses? Therefore, the establishment of a public housing pension account is currently being promoted in pilot cities to fill the gap.

Wang Baifeng, Director of the Engineering Quality and Safety Supervision Department of the Ministry of Housing and Urban-Rural Development:The establishment of a housing pension system is one of the important means to strengthen the safety management of existing houses after entering the period of urban renewal. It not only takes care of the basics but also the long-term.

(CCTV reporter Yang Xiao and Xu Jing)