news

한어Русский языкEnglishFrançaisIndonesianSanskrit日本語DeutschPortuguêsΕλληνικάespañolItalianoSuomalainenLatina

on september 30, the office of the people's government of zhuzhou city, hunan province issued the "ten measures to further promote the stable and healthy development of the real estate market" (referred to as the "new ten measures"), which will come into effect on october 1.

among them, the "new ten articles" clearly optimize the housing credit policy. comprehensively implement national unified policies such as lowering existing mortgage interest rates. when a household (including the borrower, spouse and minor children) applies for a loan to purchase a commercial house and does not have a house in the county (city, district) where the new commercial house is to be purchased, the housing loan policy will be treated as the first house. for households that own homes but have paid off their home purchase loans and apply for another loan to purchase commercial housing in order to improve their living conditions, the first home loan policy will be implemented. the minimum down payment ratio for commercial personal housing loans for first and second homes is uniformly 15%.

aerial view of zhuzhou, hunan. visual china data map

support group purchases of new commercial housing. encourage real estate development companies to carry out various preferential home purchase activities based on different groups of people. support real estate companies in carrying out collective group purchases of commercial housing in industrial parks, scientific research institutions, colleges and universities, enterprises and institutions, and other units.for those who meet the group purchase conditions and purchase 10 or more new commercial houses at one time, the group purchase online signing price reduction will be controlled within 20% of the declared price. for one-time group purchases of 100 or more new commercial housing units, the transaction price can be determined through negotiation between the buyer and the seller.

accelerate the destocking of commercial housing. support municipal state-owned enterprises and other market entities to acquire appropriate amounts of existing housing as public rental housing and affordable housing.. owners who purchase newly built commercial and residential apartments or serviced apartments and use them as residents can enjoy the same enrollment treatment as residents in the area., which meets the installation conditions and construction standards of "one household, one meter". after the meter is read by the municipal water group, state grid zhuzhou power supply branch, and city gas company to the household, the resident user can apply with the real estate certificate and other documents to enjoy the benefits of the meter. the same water, electricity and gas price standards for residential areas in the area.

increase the implementation of “white list” financing. increase the intensity of lending to "whitelist" projects, and ensure that compliant real estate projects that meet the "5+5" requirements "must advance". financial institutions should increase financing support through new loans and existing loans. support will be provided by extending or renewing the loan, adjusting repayment arrangements, etc., so as to ensure that "a loan must be loaned". for defective real estate projects, the people's government of the county or city where the project is located will take the lead in organizing real estate development companies, courts, sponsoring banks and related units to sort out and repair them one by one, striving to meet the "white list" conditions. for financing applications for "white list" projects, all financial institutions should open a green approval channel to quickly accept, approve, and issue loans.

encourage farmers to buy houses in cities. residents with rural household registration who move to the city to buy a house can, according to their own wishes, go through the procedures for enrolling their children in accordance with relevant policies after transferring their household registration. the rights and interests enjoyed by members of the original rural collective organization (including land contracting and management rights, homestead qualification rights, and collective income distribution rights) it remains unchanged. children who have children after moving to the city to buy a house and transfer their household registration can equally enjoy the rights and interests of the original members of the rural collective economic organization in accordance with the policy.