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Liu Yujing, News Commentator

As soon as the "housing pension" was unveiled, it was questioned by many netizens. On August 23, the State Council Information Office held a press conference. Dong Jianguo, Vice Minister of the Ministry of Housing and Urban-Rural Development, said at the meeting that they would study and establish a housing physical examination, housing pension, and housing insurance system to build a long-term mechanism for housing safety management throughout the life cycle. Shanghai and 22 other cities are currently carrying out pilot projects.

When the word "pension" is mentioned, people will naturally think of "personal pension". The trial of the "housing pension" policy has touched the sensitive nerves of the public, and some self-media have confused the public and created anxiety, which has caused anxiety among some members of the public.

The "housing pension" policy follows the principle of "not increasing personal burdens and not undermining personal rights and interests". Local governments explore channels for raising funds, and the focus of the pilot is for the government to establish a public account. The Ministry of Housing and Urban-Rural Development and other parties have issued clarifications and expert interpretations, emphasizing the key message that "the government will build a public account and will not add burdens to the people", which has given the public peace of mind.

Difficult to renew, use, and prevent. The special housing maintenance fund that residents prepay in proportion when purchasing a house is currently unable to cope with the public safety issues of dilapidated housing. When housing needs to be repaired on weekdays, it is often faced with cumbersome application procedures, different opinions from neighbors, and difficulty in using funds. The establishment of a "housing pension" system is intended to make up for the shortcomings of the above problems, solve the problem of insufficient funds for the maintenance of old houses, and provide an institutional guarantee for housing safety.

The policy is intended to benefit the people, but this reassurance alone is far from enough. Actions speak louder than words. To truly dispel doubts and stabilize people's hearts, local governments must implement it vigorously and not let the "housing pension" go the same way as the housing special maintenance fund.

People support and look forward to good policies, but they are inevitably skeptical of new policies because of concerns about the financial situation of local governments, the lack of rights to fair distribution of public funds, and doubts about the transparency of fund management. In the process of implementing the new "housing pension" policy, the government must actively and effectively respond to many challenges such as funding sources, management issues, and system connection, and face and resolve the trust crisis, so as to win the hearts and minds of the people and win their trust through practical work.