16 work measures to promote the stable and healthy development of our province’s real estate market
2024-09-30
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news from this newspaper (reporter yang hongxia) on september 29, the qinghai provincial department of housing and urban-rural development announced the "qinghai province implementation plan on further increasing efforts to promote the stable and healthy development of the real estate market" (hereinafter referred to as the "implementation plan"), which includes commercial housing construction strictly controls the increment, optimizes the stock, improves the quality, increases the loan supply for "white list" projects, responds to the public's concerns, reduces the interest rate of existing mortgages, improves land, taxation, finance and other policies and proposes 16 work measures to help our province's economy steady growth.
the "implementation plan" points out that it is necessary to fully implement preferential credit policies, urge commercial banks to reduce the existing mortgage interest rates to the new loan interest rates, and reduce the minimum down payment ratio for second-home loans from 25% to 15%, and strive to satisfy new citizens and new youths. and other group housing needs. increase the amount of personal housing provident fund loans, implement the lowest personal housing provident fund loan interest rate, and shorten the time for issuing personal housing provident fund loans. guide real estate development companies, intermediaries, real estate industry associations, etc. to adopt the "old-for-new" approach to support the masses in improving housing conditions. encourage various city government entities to introduce home purchase subsidy policies and provide home purchase subsidies to households purchasing newly built commercial housing.
the "implementation plan" points out that it is necessary to strictly control the construction of new commercial housing, improve the residential land supply adjustment mechanism corresponding to the decomposition cycle of commercial housing and the stock of residential land, and suspend the transfer of new commercial residential land for projects with a decomposition cycle of more than 36 months. . efforts will be made to ensure the "white list" of continued construction projects, and to actively resolve conflicts and problems in projects that are in a state of suspension after being sealed due to legal and litigation issues, and to ensure that substantial progress is made before the end of october 2024.
the "implementation plan" proposes to study and introduce affordable housing management methods and related supporting policies, make good use of support policies such as affordable housing refinancing, and purchase existing commercial housing for use as affordable housing. increase the supply of affordable housing, speed up meeting the rigid housing needs of working-income groups, revitalize existing commercial housing resources, and truly benefit qualified groups with housing difficulties. at the same time, in accordance with the decisions and arrangements of the party central committee and the state council, and in accordance with the principle of "provincial plans and city (prefecture) detailed rules", we will pay close attention to work implementation, strengthen publicity and guidance, promote the implementation of real estate policies to benefit the people, and accelerate the construction of a new era of real estate development in our province. model to promote the stable and healthy development of the real estate market.
"qinghai daily" (page 4, september 30, 2024: provincial news)
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