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the maximum increase is 100 yuan, and state-owned banks have raised their prices one after another!

2024-09-28

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recently, the international gold price has set off another big trend, with the highest price exceeding us$2,700 per ounce. affected by this, many domestic commercial banks have made adjustments to their deposit business.
on september 26, bank of china officially announced that it would adjust the purchase conditions for savings gold products starting from september 27, 2024, with the minimum purchase amount adjusted from 600 yuan to 650 yuan. red star news reporters learned that this is another state-owned bank adjusting its savings business after the agricultural bank of china and china construction bank.
previously, on september 18, agricultural bank of china was the first to issue an announcement stating that the purchase starting point for the bank's deposit deposit no. 2 will be adjusted to a floating method based on the gold price (the deposit purchase price during the closing period refers to the latest valid quotation). , the transaction increment unit remains unchanged at 10 yuan. this adjustment will take effect after the end of the trading day on september 19, 2024.
on september 25, china construction bank also made adjustments to its personal gold accumulation business. from 9:10 on september 27, 2024, the starting point for regular accumulation of personal gold accumulation business (including average daily accumulation and optional daily accumulation) will be increased from 600 yuan. to 700 yuan. china construction bank stated that this adjustment is in compliance with market changes, and it will continue to pay attention to changes in the gold market and make timely adjustments to the above starting amounts and limits.
the adjustment officially announced by the bank of china on the 26th is to adjust the starting point for purchasing savings gold products with reference to the current market conditions. the minimum purchase amount is adjusted from 600 yuan to 650 yuan, and the additional purchase amount remains unchanged at an integral multiple of 200 yuan.
red star news reporters learned that at the beginning of this year, there was a "bull market" in international gold prices. gold prices that frequently hit new highs also drove individual investors to favor savings funds. icbc, china construction bank, bank of china, bank of communications, postal savings bank, china merchants bank, ping an, etc. many banks adjusted the starting points for personal savings at that time. wang gang, an analyst at the guangdong branch of the bank of china, said that the trend of gold is still in the wave of central bank policy easing. if the federal reserve further cuts interest rates, gold will still have room to rise. from a technical perspective, the risk of small adjustments must be guarded against in the short term.
red star news reporter yang bin
editor li xinglong
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