college students and recent graduates can enjoy this policy benefits!
2024-09-16
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college students welcome the start of the school year
after entering the university campus
how to ensure basic medical needs?
how do college students participate in medical insurance?
how to get reimbursement for medical treatment?
let’s take a look together!
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serving people
college students' participation in basic medical insurance is an important part of universal medical insurance. further improving the level of college students' participation in insurance will help to ensure their basic medical needs and improve their health.
according to regulations, full-time undergraduate and postgraduate students in all types of full-time general higher education institutions (including private colleges and universities) can participate in the basic medical insurance in the location of the university.the insurance registration procedures will be handled by the school. the fees will be borne by the students themselves and collected and paid by the university on their behalf.
medical insurance benefits for fresh graduates extended to the end of the year
the medical insurance department stated that although the graduates have left school one after another, the reimbursement of urban and rural residents' medical insurance paid during their school years will continue until december 31, 2024. the uninterrupted medical insurance has also eliminated the worries of graduates who are in the transition period.
at the same time, the medical insurance department emphasized that although the relevant benefits for fresh graduates can be extended to the end of this year, if college graduates this year choose to be freelancers or start their own businesses, they shouldaccording to the flexible employment personnel, they can participate in the employee medical insurance, or participate in the urban and rural residents medical insurance at the place of household registration or residence permit, and continue to participate in the basic medical insurance.ensure basic medical needs.
how to pay for college student medical insurance?
medical insurance for college students is generally paid by the school. between september 1 and december 31 each year, the school will pay once a year for one year. the premium for college students' medical insurance consists of two parts: the national unified subsidy and the personal payment.
during the period of enjoying public medical treatment for college studentsit is not necessary and not allowed to participate in urban and rural residents' basic medical insurance.you can consult your school and seek medical treatment in the school hospital or school-designated hospitals as required. the reimbursement ratio standards and out-of-town medical treatment shall be implemented in accordance with the school's public medical care regulations.
how do i apply for reimbursement?
if college students need to see a doctor, they can choose to receive treatment at designated medical institutions in the university area and directly handle medical reimbursement settlement in accordance with relevant regulations.if the insured college students need medical treatment in other places when they are not in school, such as during holidays, internships, or suspension of study, they need to contact the school hospital to register for medical treatment in other places, and then go to the medical insurance designated medical institutions for treatment. the expenses incurred shall be paid in full by the individual first, and after returning to school, the corresponding materials shall be provided for reimbursement in accordance with the school regulations.
fresh graduates after graduation
also pay attention to your insurance status
after graduation, college students, whether they choose to work, continue their studies, or engage in flexible employment, need to continue basic medical insurance as required.basic medical insurance plays an irreplaceable role in reducing the burden of medical treatment and maintaining life and health.as recent graduates enter new roles, they should also pay attention to their insurance status.
according to the social insurance law,an employer shall register its employees for social insurance within thirty days from the date of employment and pay social insurance premiums on time and in full.employee medical insurance premiums are paid jointly by employers and employees in proportion. the individual portion is deducted and paid by the employer from wages every month. employers and employees participate in the insurance and pay premiums continuously and enjoy reimbursement benefits for outpatient and hospitalization services of employee medical insurance in accordance with regulations.
the medical insurance department stressed that participating in employee medical insurance is the state's protection of the legitimate rights and interests of workers, and is also the legal obligation of employers. it is illegal for employers to fail to pay for medical insurance for their employees on the grounds of probation, etc.
in addition, many college studentsif you choose to continue to study for a master's degree after graduation, you can continue to participate in the resident medical insurance in the location of the university or research institute where you are studying.it is usually organized or handled centrally by the university or research institute where the student is located.
the continuous medical insurance has relieved the worries of graduates who are in the transition period. i wish you all academic progress and guaranteed medical care in your studies.
