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cctv news: on september 1, the chongqing municipal housing and urban-rural development committee issued the "notice on adjusting and optimizing real estate transaction policies", which will come into effect on september 1, 2024.

notice of chongqing municipal housing and urban-rural development committee on adjusting and optimizing real estate transaction policies

the people's governments of all districts and counties (autonomous counties), relevant municipal departments, and relevant units:

in order to thoroughly implement the spirit of the third plenary session of the 20th cpc central committee and the spirit of the central political bureau meeting, implement the relevant arrangements of the municipal party committee and municipal government on the city's real estate work, promote the stable and healthy development of the real estate market, and adjust and optimize the city's real estate transaction policies in light of actual conditions, the relevant matters are hereby notified as follows.

1. adjust the re-trading management of newly purchased housing. from september 1, 2024, all newly purchased commercial housing and second-hand housing in the central urban area of ​​chongqing (based on the time of online signing and filing) can be listed for trading after obtaining the "real estate certificate".

2. optimize the standards for identifying the number of housing units. when a resident family (including the borrower, spouse and minor children) applies for a commercial personal housing loan to purchase commercial housing in chongqing, only the housing situation of the family members in the district or county (autonomous county, hereinafter referred to as the district or county) where the intended housing is located will be verified. if the family members do not have a house in the district or county where the intended housing is located, it will be identified as the first house. if residents use their own existing housing in chongqing as rental housing and obtain a rental contract filing certificate, the housing that has been rented out when purchasing a house in chongqing may not be included in the calculation of the number of family housing units. support commercial banks to issue commercial personal housing loans according to the recognized number of housing units and increase profit concessions.