new regulations on annual inspection of new energy vehicles will be implemented from march next year: battery safety inspection is mandatory to promote the rationalization of insurance premiums
2024-08-29
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original title: new regulations on annual inspection of new energy vehicles will be implemented from march next year (lead title)
battery safety inspection promotes the rationalization of insurance premiums (topic)
guangzhou daily (all-media reporter deng li) recently, the national standard "new energy vehicle operation safety performance inspection procedure" (hereinafter referred to as the "inspection procedure") was released and will be officially implemented on march 1, 2025. it is reported that this will become my country's first safety inspection standard specifically for new energy vehicles, among which power battery safety (charging) inspection and electrical safety inspection will become mandatory inspection items.
in july, china's new energy vehicle market reached a historic milestone, with new energy vehicles achieving a monthly penetration rate of more than 50% for the first time, reaching 51.1%. this means that one out of every two passenger cars (mainly private cars) sold in china is a new energy vehicle. the industry pointed out that with the substantial increase in the number of new energy vehicles and the frequent occurrence of related safety issues, it is imperative to strengthen the inspection of the operating safety of new energy vehicles in use.
new testing standards are the general trend
the "inspection procedure" adds the inspection of key items such as power battery safety, drive motor safety, electronic control system safety and electrical safety. power battery safety (charging) inspection and electrical safety inspection have become mandatory inspection items, and safety features such as drive motor, electronic control system and electricity safety will also be adjusted and inspected. it is applicable to the operation safety performance inspection of pure electric vehicles and plug-in hybrid (including extended-range) vehicles in use.
data from the ministry of public security show that by the end of june 2024, the number of motor vehicles in china will reach 440 million, of which 24.72 million will be new energy vehicles, accounting for 7.18% of the total number of vehicles. the industry pointed out that with the rapid development of new energy vehicles, accidents such as fires and loss of control of new energy vehicles and operational safety issues have continued to emerge. strengthening safety inspections is not only an inevitable requirement for the development of the industry, but also an important measure to ensure public safety. the implementation of the new testing standards will improve the safety of new energy vehicles and reduce the probability of accidents. at the same time, it will also support the aftermarket supervision and services of new energy vehicles, and help promote the application of new energy vehicles in china.
industry impact
it is expected to help make new energy vehicle insurance premiums more reasonable
"the introduction of the inspection regulations may have an impact on premium pricing." an automotive industry insider pointed out that the introduction of the inspection regulations will have a potential impact on insurance companies' underwriting of new energy vehicles. for example, the inspection standards for systems such as the three-electric system will help insurance companies more accurately assess the risks of new energy vehicles, thereby optimizing the design and pricing strategies of insurance products. through these detailed inspection items, insurance companies can more accurately identify and quantify the risks of new energy vehicles, improve the accuracy and efficiency of claims assessment, and reduce claims disputes caused by information asymmetry. insurance companies can also adjust premiums based on inspection data to reflect the actual risk level of the vehicle, thereby achieving fairer premium pricing.
at the same time, the implementation of the "inspection procedures" will promote the standardized development of the new energy vehicle testing market, and will also be conducive to the cooperation between insurance companies and new energy vehicle companies to jointly develop exclusive insurance products to meet the special needs of the new energy vehicle market.
source: guangzhou daily
