2024-08-18
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In this era where "everything can go up in price", the once unattainable standard of "rich people" seems to be within reach. After all, money is not the problem, the problem is that there is no money at all, right? Just kidding, but seriously, with soaring prices and ever-changing consumption concepts, everyone's definition of "rich" may be different. Some people think that a deposit of over one million is a local tycoon, while others think that an annual salary of over ten million is considered rich. In fact, to measure whether a family is rich, we cannot just focus on the number of bank deposits, but must judge from the comprehensive living conditions and self-satisfaction.
Money can improve the quality of life, but it is only a part of life, not all of it. Pursuing material wealth blindly while ignoring spiritual pursuits is putting the cart before the horse. True wealth should be material abundance, spiritual abundance, family harmony, and the realization of personal values. It is not only reflected in how much money you have saved, but also depends on your attitude towards life, family relationships, and life pursuits. But having said that, since we are mainly talking about family savings today, let's take stock of which of the following conditions your family has met?
Condition 1: No debt and sufficient emergency funds
To judge whether a family is really rich, we must first see whether you have achieved financial freedom. What is financial freedom? To put it simply, it means no longer being trapped by money, no longer having to worry about paying off mortgages and car loans, and having enough cash flow to cope with unexpected expenses at any time, such as family illness, unemployment and other unexpected situations.