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xinhua news agency, beijing, october 1 (reporter yan fujing) the state administration for market regulation and the national data administration recently jointly issued the "notice on launching a pilot program for opening credit supervision data to platform enterprises to promote the standardized and healthy development of the platform economy" and selected 8 pilot cities. open credit supervision data and support mobile payment platforms to verify information related to individual industrial and commercial households to facilitate the opening of online merchants and support credit card payments, which will help expand customer acquisition channels for individual industrial and commercial households, and will further improve the ability of overseas residents in china who are accustomed to credit card payments. payment convenience.

this is what reporters learned from the national data bureau on the 1st.

in the current consumption scenario, overseas visitors to china are accustomed to binding credit cards for mobile payments. personal payment codes such as wechat and alipay commonly used by domestic individual industrial and commercial households do not support credit card payments. since the mobile payment platform does not have the registration information of individual industrial and commercial households, the process of opening merchant collection codes for individual industrial and commercial households is complicated and takes a long time, which seriously affects the convenience of payment for overseas people coming to china. this notice is issued to solve the above difficulties.

the notice proposes to carry out pilot projects to open credit supervision data to mobile payment platform companies in eight cities, including suzhou in jiangsu, hangzhou in zhejiang, jinan in shandong, wuhan in hubei, changsha in hunan, shenzhen in guangdong, chengdu in sichuan and xi'an in shaanxi. according to statistics, the total number of individual industrial and commercial households in the eight cities under this pilot accounts for about 9.3% of the country. it is expected that this pilot can serve more than 11 million individual industrial and commercial households.

the notice requires the market supervision departments and data management departments of the pilot cities to strengthen cooperation, follow the minimum necessary principle, use the method of "original data does not leave the domain, and the data is available and invisible" to carry out data verification services, and verify the credit risks of individual industrial and commercial households for mobile payment platforms. provide reference. pilot cities are encouraged to actively explore replicable and generalizable experiences and promote them nationwide in a timely manner.