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on the evening of september 29, six major state-owned commercial banks including icbc, agricultural bank of china, bank of china, china construction bank, bank of communications, and postal savings bank of china successively issued announcements on adjustments to existing housing stock. red star news reporters learned that six banks have stated that they will release operational details on interest rate adjustments for existing housing loans on october 12, 2024, and complete the adjustment by october 31.

several banks have made it clear that they are conscientiously implementing the policy requirements of the people's bank of china announcement [2024] no. 11, actively responding to the initiative of the self-regulatory mechanism, and are advancing the adjustment of existing mortgage interest rates in an orderly manner. according to reports, all banks will follow the principles of marketization and rule of law and carry out existing mortgage interest rate adjustments in accordance with laws and regulations. it is planned to adjust the interest rates of existing mortgages on october 12, 2024 through the bank’s official website, wechat official account, branches, national unified hotline and other channels announce specific operational guidelines and related matters, and complete batch adjustments to existing mortgage interest rates before october 31, 2024.