the four major banks: promote the adjustment of existing mortgage interest rates in an orderly manner and release detailed rules on october 12
2024-09-30
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announcement of the bank of china on the adjustment of existing housing loan interest rates
dear customer:
in order to implement the decisions and arrangements of the party central committee and the state council, promote the stable and healthy development of the real estate market, and help expand domestic demand and promote consumption, our bank resolutely implements the requirements of the "people's bank of china announcement [2024] no. 11", actively responds to the initiative of the self-regulatory mechanism, and is in compliance with the law. we will proceed with the reduction of interest rates on existing commercial personal housing loans.
in accordance with the principles of marketization and rule of law, our bank will formulate implementation details in accordance with laws and regulations, and at the same time make technical preparations. it is planned to be released on october 12, 2024 through our bank’s official website, official wechat public account, loan agency, 95566 and other channels please pay attention to the specific implementation details and batch adjustments to existing mortgage interest rates before october 31, 2024. our bank will promptly respond to customer concerns and provide customers with efficient and convenient online and offline services.
thank you very much for your long-term support to bank of china!
announcement hereby
bank of china limited
september 29, 2024
announcement of the industrial and commercial bank of china on adjusting the interest rates of existing personal housing loans
dear customers of industrial and commercial bank of china:
in order to implement the decisions and arrangements of the party central committee and the state council, adapt to new changes in the supply and demand relationship in the real estate market, meet the people's new expectations for high-quality housing, and safeguard the legitimate rights and interests of housing consumers, our bank conscientiously implements the policy requirements of the people's bank of china announcement [2024] no. 11, actively responding to the initiative of the self-discipline mechanism, we are advancing the adjustment of existing mortgage interest rates in an orderly manner.
our bank will follow the principles of marketization and rule of law and carry out existing mortgage interest rate adjustments in accordance with laws and regulations. it plans to announce specific operational guidelines and related matters on october 12, 2024 through the official website of the industrial and commercial bank of china, wechat official account, outlets, 95588 and other channels. , and will complete the batch adjustment of existing mortgage interest rates before october 31, 2024, so please pay attention.
announcement is hereby made.
thank you for your long-term support to our bank!
industrial and commercial bank of china co., ltd.
september 29, 2024
announcement of china construction bank on batch adjustments to existing mortgage interest rates
dear china construction bank customers:
in order to implement the decisions and arrangements of the party central committee and the state council, adhere to the political and people-oriented nature of financial work, respond to customer concerns, and reduce residents’ financing costs, our bank resolutely implements the people’s bank of china announcement [2024] no. 11 and actively responds to the market interest rate pricing self-discipline mechanism it is proposed that batch adjustments to existing commercial personal housing loan interest rates be carried out in an orderly manner in accordance with the law.
our bank is working hard to formulate an implementation plan for batch adjustments to existing mortgage interest rates. it plans to issue specific operating rules on october 12, 2024, and complete the batch adjustments before october 31, 2024. relevant matters will be released in a timely manner on our bank's official website, wechat official account, outlets and other channels, so please pay attention.
announcement is hereby made.
thank you for your long-term support to our bank!
china construction bank corporation
september 29, 2024
announcement of the agricultural bank of china on adjusting the interest rates of existing commercial personal housing loans
dear agricultural bank of china customers:
in order to implement the decisions and arrangements of the party central committee and the state council and promote the stable and healthy development of the real estate market, our bank resolutely implements the "people's bank of china announcement [2024] no. 11", actively responds to the initiative of the market pricing self-discipline mechanism, and is carrying out existing commercial operations in an orderly manner in accordance with the law. preparations for personal home loan interest rate adjustments.
our bank will follow the principles of marketization and rule of law, provide convenient services through multiple channels, and carry out interest rate adjustment work in accordance with laws and regulations. specific operational matters will be announced on october 12, 2024, and all existing commercial transactions will be unified before october 31, 2024. individual housing loan interest rates will be adjusted in batches. our bank will subsequently announce relevant information on the agricultural bank of china’s official website, wechat official account, loan agency bank, 95599 and other channels. please pay attention.
announcement is hereby made.
thank you for your continued support to our bank!
agricultural bank of china co., ltd.
september 29, 2024
source: bank of china, industrial and commercial bank of china, china construction bank, agricultural bank of china
