china construction bank: the starting amount for regular accumulation of personal gold accumulation business will be raised
2024-09-25
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this article is transferred from [china economic net];
on the 25th, china construction bank issued an announcement stating that starting from 9:10 on the 27th,the starting amount for regular deposits of china construction bank's personal gold deposit business (including daily average deposits and selected daily deposits) has been raised from rmb 600 to rmb 700.the periodic accumulation plan that has been successfully set up before the adjustment will continue to be implemented and will not be affected.
on the same day,china construction bank issued an announcement on the recent market risk warning for precious metals trading business:the recent volatility of precious metal prices at home and abroad has intensified, and market risks have increased. please enhance your risk prevention awareness for precious metal trading businesses such as personal gold accumulation, reasonably control your positions, pay attention to the changes in positions and margin balances in a timely manner, and invest rationally.
gold accumulation means that investors open a special account in a commercial bank and purchase gold products according to a fixed weight or a fixed amount. after maturity, the accumulated gold can generally be exchanged for physical gold or redeemed, transferred, pledged, etc., and is also regarded as an upgraded version of gold fixed investment. wu dan, a researcher at the china banking research institute, said that accumulation gold is a financial product for investing in gold. by purchasing accumulation gold, investors are accumulating gold assets in the bank. for example, buying 10 grams of this business product with a real-time gold price is equivalent to buying 10 grams of physical gold. after maturity, it can be sold for a premium income or exchanged for physical gold.
industry insiders remind that gold accumulation is not a sure win. on the one hand, there are certain transaction costs in the gold accumulation business, and some banks require certain handling fees for depositing and withdrawing gold accumulation. on the other hand, the redemption price of gold accumulation is usually determined by the bank itself, and the redemption price is usually lower than the price of physical gold bars.
the price of gold jewelry exceeds 770 yuan/gram!
netizen: witness history
affected by factors such as the federal reserve's unexpected interest rate cut, the international gold price has risen significantly again in the short term. on the 25th, spot gold rose above $2,665 per ounce during the session, setting a new record high, and has risen 29% this year.
on the 25th, chow sang sang's pure gold jewelry was priced at 778 yuan/gram, up 8 yuan from yesterday's 770 yuan/gram. lao miao gold's pure gold jewelry was priced at 775 yuan/gram, and chow tai fook's was priced at 773 yuan/gram.on the 24th, the gold price of chow tai fook was 767 yuan/gram, the gold price of chow sang sang was 770 yuan/gram, and the gold price of lao feng xiang was 768 yuan/gram.
regarding the high gold prices, netizens have commented: "can't afford it", "give up", "who is supporting the gold prices?", "we are all witnessing history"!
faced with the continuous surge in international gold prices, the sales strategies of major brands have shown great differences. a media offline visit found that many brands represented by chow tai seng and china gold have strong promotion efforts. however, the overall promotion activities of brands such as caibai, lao miao, and chow tai fook are relatively limited, and some brands do not have any discounts.
