wu haisheng, ceo of qifu technology: self-developed core technologies are an important cornerstone for the long-term development of financial technology companies
2024-09-16
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china business network, september 13th, september 12th, the 2024 china international fair for trade in services opened grandly. this year, not only is the scale unprecedented, but also it has reached new heights in exhibition content, innovative achievements and international participation, becoming a weathervane for the development of global trade in services. in this grand event, the 6th china science and technology forum, as a core highlight, attracted many leading companies in the financial technology industry to actively participate. as a technology company in the field of digital finance, qifu technology shared the results of china's financial technology in helping china's financial industry to upgrade its intelligence at this year's fair for trade in services, and also used the fair for trade in services platform to explore opportunities to export services to global financial institutions and financial technology companies.
last year, the central financial work conference proposed that finance should do a good job in "five major articles", which has become the key focus of current financial services for the high-quality development of the real economy and an important part of deepening the structural reform of the financial supply side. as a financial technology institution, qifu technology has been actively practicing the "five major articles", which is not only the support point for serving the real economy, but also the foothold for financial technology institutions to optimize their business structure and achieve their own high-quality development. in his invited speech, wu haisheng, ceo of qifu technology, comprehensively and in-depth expounded on the achievements of qifu technology in technological innovation, and demonstrated the company's efforts in promoting financial service innovation and supporting the high-quality development of the real economy.
wu haisheng said that self-developed core technologies are an important cornerstone for the long-term development of financial technology companies. since its establishment, qifu technology has continuously invested huge amounts of r&d funds and established a r&d team of over 1,000 people, of which more than 100 people focus on the research of large ai models. the company has applied for 960 patents, owns more than 80 copyrights, and has published many papers at international top conferences such as interspeech, icassp, and aaai. in addition, qifu technology also recruits and trains scientific and technological talents through various means such as co-building an artificial intelligence joint laboratory with shanghai jiaotong university and settling in the postdoctoral innovation and practice base in putuo district, shanghai.
in his speech, wu haisheng believed that financial technology is the best pmf for ai big models. he took a series of pmf technology products such as qifu yuzhi ai, qifu copilot, and customer journey orchestration system as examples to demonstrate the specific application of this concept. for example, yuzhi ai integrates three expert models throughout the entire life cycle of financial software development, achieving a double leap in r&d efficiency and quality. yuzhi ai not only increased the delivery scale by 20% under the same r&d manpower, but also significantly shortened the online time of unit requirements from the original 14 days to 6 days, greatly accelerating the r&d process of financial software.
in addition, qifu technology has also launched a technology-integrated product, focuspro, which is a digital inclusive credit solution tailored for banking and financial institutions. relying on the company's rich service experience and strong technical strength, focuspro provides institutions with a full range of service support, including professional consulting, financial flow acquisition, precision marketing, etc., effectively solving the pain points of small and medium-sized financial institutions in the process of digital transformation. its original online and offline integrated three-stage small and micro business loan product not only provides an efficient online loan experience, but also solves the problems of small online loan quotas and low approval rates, effectively meeting users' operating capital needs.
in the third technological revolution in the financial industry, qi fu technology upgraded "360 iou" to "qi fu iou" in august this year, which integrates intelligent technology for multi-scenario applications, allowing advanced ai large-model technology products to truly benefit financial institutions, small and micro enterprises and users.
on the stage of the ciftis, qifu technology demonstrated its innovative achievements in the field of financial technology and its deep understanding of the real economy. by actively responding to the strategic requirements of the "five major articles", qifu technology not only promoted the innovation of financial services, but also provided strong support for the high-quality development of the real economy. looking to the future, qifu technology will continue to invest in technology, fully embrace the third wave of technological revolution in the financial industry, maintain china's global leadership in financial technology, and help promote the digitalization and intelligent upgrading of the banking industry in china and the world.
