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september 15thin order to implement the requirements of information technology supervision in the banking and insurance industries, guide financial institutions to build mobile applications in an orderly and standardized manner, and improve the level of financial services, the financial supervision administration recently issued a notice on strengthening the management of mobile internet applications in the banking and insurance industries (hereinafter referred to as the notice).

"in recent years, mobile internet applications (hereinafter referred to as "mobile applications") have become an important channel for online services for banking financial institutions, insurance financial institutions and financial holding companies (hereinafter collectively referred to as "financial institutions"). while improving the convenience of financial services, there are also problems such as large number, duplicate functions, low user satisfaction and activity." the head of the relevant department of the financial regulatory administration introduced.

in response to current problems, the notice requires financial institutions to strengthen overall planning, incorporate mobile application management into the comprehensive risk management system, and effectively control the risks caused by mobile applications. at the same time, it urges financial institutions to further strengthen services and improve user experience, which is conducive to standardizing the construction and management of mobile applications in the banking and insurance industries, improving the security level of mobile applications and financial services of financial institutions, and building a solid line of defense against information technology risks.

the notice puts forward 18 work requirements from four aspects. first, strengthen overall management, requiring financial institutions to clarify the leading department for mobile application management, establish a mobile application ledger, improve the entry and exit mechanism, and control the number of mobile applications; second, strengthen the management of the entire life cycle, requiring financial institutions to standardize the demand analysis, design and development, testing and verification, listing and release, monitoring and operation of mobile applications, and strengthen the compatibility and adaptability management of mobile applications and the operating environment; third, implement risk management responsibilities, requiring financial institutions to implement regulatory requirements such as mobile application filing, network security, data security, outsourcing management, business continuity and personal information protection; fourth, strengthen supervision and management, requiring the dispatched agencies of the financial regulatory administration at all levels to strengthen the supervision of mobile applications.