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as the internet is becoming more and more developed, many people will buy insurance through ant insurance on alipay, which not only allows them to compare products conveniently, but also saves time in finding insurance agents offline, etc. it can be said that there are many advantages. however, for friends who are new to ant insurance, there will inevitably be questions like "is ant insurance a formal insurance?" therefore, we will analyze from multiple angles whether ant insurance is reliable.

first of all, ant insurance is not an insurance company, but an insurance agency platform under ant group, which relies on the strong technical support and brand reputation of ant group. the insurance products sold on the platform are also provided by legitimate insurance companies. as the largest insurance platform in china, ant insurance cooperates with more than 90 insurance companies and is trustworthy.

secondly, the operating model of the ant insurance platform is also very reassuring. as an agent, the platform displays the products of insurance companies to consumers, and uses the aimm gold selection five-dimensional model to select products with strong protection, high cost performance and high-quality services for the "ant insurance gold selection". consumers can directly compare the products of different insurance companies on the ant insurance platform and choose the insurance that suits them best. this model not only provides consumers with a variety of choices, but also makes insurance products more transparent, allowing consumers to buy with more confidence.

in addition, ant insurance's claims settlement is also very reassuring. for example, the "instant compensation" service launched on september 2, the first pilot insurance company, sunshine property & casualty insurance, has achieved more than 81% of outpatient insurance and more than 50% of inpatient medical insurance claims on the ant insurance platform, with a second-level review of the conclusion. and before that, ant insurance had already achieved the claims settlement service commitment of "2 days for outpatient insurance and 4 days for inpatient medical insurance". and if consumers encounter any problems after purchasing insurance, they can get help through the platform.

in summary, as a formal insurance agency platform, ant insurance provides insurance products that are issued by legally registered insurance companies and are regulated by relevant national laws and regulations. the platform's operating model, security, and after-sales service are all manifestations of its formality. therefore, consumers can rest assured to purchase insurance products on the ant insurance platform.