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on september 1, the state financial supervision and administration bureau, the people's bank of china, and the china securities regulatory commission jointly launched the "financial education promotion month" activity. chen huaping, vice chairman of the china securities regulatory commission, pointed out on the spot that the bad habits of money worship and "showing off wealth" will be corrected, which has attracted widespread attention from all walks of life.

on september 2, the tianjin financial regulatory bureau also issued a document stating that one of the key points of the "financial education promotion month" activity is to vigorously cultivate and promote chinese-style financial culture for financial institutions and practitioners, carry out industry integrity construction, and promote the financial industry to serve the national governance system and governance capacity modernization. how do you view financial institutions and practitioners being included in the "financial education" objects? how should financial institutions respond?

after the top leaders of the china securities regulatory commission proposed to crack down on "showing off wealth", the tianjin financial regulatory bureau made it clear that the education of practitioners is also a focus of the activities

on september 1, the state financial supervision and administration bureau issued a document stating that it would jointly launch the "financial education promotion month" activity with the people's bank of china and the china securities regulatory commission in september 2024. zhou liang, member of the party committee and deputy director of the financial supervision and administration bureau, tao ling, deputy governor of the people's bank of china, chen huaping, vice chairman of the china securities regulatory commission, and sun shuo, deputy mayor of beijing, attended and delivered speeches.

chen huaping, vice chairman of the china securities regulatory commission, pointed out at the event that the china securities regulatory commission system is solidly promoting the high-quality development of the capital market, and investor education needs to keep pace and keep pace with the times. advocate excellent culture and cultivate the industry ecology with chinese-style financial culture. the china securities regulatory commission will vigorously promote the chinese-style financial culture of honesty and trustworthiness, profit-making with justice, prudent and prudent, innovation and compliance with laws and regulations in the securities, funds and futures industries, and correct the bad habits of money worship, extravagance, quick success, excessive speculation, and "showing off wealth". last night, chen huaping's speech once rushed to the hot search, attracting attention from all walks of life.

this morning, the tianjin financial regulatory bureau published a public article on its official website to further explain the "financial education promotion month" activity. the bureau clearly pointed out that this activity focuses on three aspects of financial education publicity. first, it strengthens reminders for the people, popularizes knowledge on preventing illegal financial activities, telecommunications network fraud and rational investment, and enhances the risk identification and prevention capabilities of financial consumers and investors; second, it actively publicizes the practical and hard-hitting measures of the financial industry to give full play to its professional advantages and serve the people's livelihood, and shows the new image and new trend of the financial industry in practicing the people-centered value orientation; third, it vigorously cultivates and promotes the financial culture with chinese characteristics for financial institutions and practitioners, carries out industry integrity construction, and promotes the financial industry to serve the modernization of the national governance system and governance capabilities.

the reporter noted that according to the regulatory authorities, this means that this event will also carry out "educational" activities for financial institutions and practitioners.

from "financial consumer rights protection education and promotion" to "financial education promotion month" how to understand that financial practitioners are also included in the "education"

the reporter found that in september last year, shortly after the establishment of the state financial regulatory administration, an event similar to the "financial education promotion month" was launched. on september 15, 2023, the "2023 financial consumer rights protection education promotion month" was launched, jointly organized by the financial regulatory administration, the people's bank of china, the china securities regulatory commission, and the cyberspace administration of china.

according to official information at the time, the theme of the "financial consumer rights protection education and promotion month" was "gathering financial strength to create a better life". its purpose was to coordinate the strength of the entire financial industry, widely popularize financial knowledge, strive to boost financial consumer confidence, and effectively enhance the sense of gain and satisfaction of the majority of financial consumers.

now that a year has passed, how do you view this year's upgraded version of the "financial education promotion month"? how do you understand the first mention this year of cultivating a chinese-style financial culture for financial institutions and practitioners?

lou feipeng, a researcher at the postal savings bank of china, told cailianshe reporters that in recent years, my country has made great progress in protecting the rights and interests of financial consumers, and has intensified its crackdown on various illegal activities such as financial fraud, which has better protected the legitimate rights and interests of consumers and promoted the development of the financial consumption environment. overall, last year's "financial consumer rights protection education and publicity month" focused on financial consumers, and through anti-typical fraud publicity, illegal fundraising publicity and other activities to enhance consumers' risk awareness, it also achieved great results. this year's "financial education and publicity month" clearly stated that it is necessary not only to start rights protection publicity activities for consumers, but also to carry out integrity building activities for financial institutions and practitioners, and promote the financial culture with chinese characteristics, which is of great significance.

"according to my personal understanding, from a macro perspective, this event should be understood as the financial sector's response to the spirit of important meetings such as the central economic work conference, especially the general secretary's instructions to 'vigorously promote china's fine traditional culture and actively cultivate a financial culture with chinese characteristics'. it is a relevant arrangement," said lou feipeng. in the past, consumer education was emphasized, but if we want to build a financial powerhouse, the regulation and education of the supply side, that is, financial institutions and practitioners, cannot be absent.

lou feipeng said that some cases in the past have proved that some practitioners' illegal activities have also caused huge losses to consumers, especially the problems of management loss of control of small and medium-sized financial institutions such as village banks, which shows that some financial institutions have many problems in management. therefore, it is very necessary to strengthen the publicity and education of financial institutions and practitioners. of course, it also reflects the trend of strong supervision in the financial industry.

in this regard, lou feipeng finally said that it is necessary to carry out large-scale key activities to build a strong financial country, but on the other hand, in addition to daily education of financial consumers, financial institutions also need to incorporate more education on laws and regulations, major spirits, and the spirit of integrity into daily management, so as to combine key activities with daily education and promote each other.