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Currently, 22 cities are piloting the housing pension system, with the focus of the pilot being on the government setting up a public account. There are many issues and relationships that need to be clarified, such as the scope of housing pension payments, the collection ratio, and the relationship with the public maintenance fund.

On August 25, Yancheng, Jiangsu Province, a partial view of urban housing construction. Image courtesy of Visual China

Many houses are entering middle-age and old age, and the housing pension system is here.

On August 23, when talking about accelerating the construction of a new real estate development model, Dong Jianguo, Vice Minister of the Ministry of Housing and Urban-Rural Development, said that the Ministry of Housing and Urban-Rural Development is working with relevant departments to study the establishment of housing physical examinations, housing pensions, and housing insurance systems, and to build a long-term mechanism for housing safety management throughout the life cycle.

Currently, 22 cities including Shanghai are piloting the system. Dong Jianguo said, "Specially speaking, housing pensions are already available in individual accounts through the payment of special housing maintenance funds. The focus of the pilot is for the government to establish a public account."

For a time, the market was full of speculation about the charging standards for housing pensions. Recently, a rumor about the "charging standards for housing pensions" attracted widespread attention on social platforms. The rumor said that "the charging standards for housing pensions in Shanghai Pudong pilot project were revealed in advance, mainly based on the area and floor of the house." On August 25, the "Shanghai Internet Rumor Refutation" WeChat account posted a message, saying that the relevant department said that the "determination of the charging standards for housing pensions" was untrue.