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IT Home reported on August 14 that Apple has just announced that it will open the iPhone's NFC chip to developers, using secure elements to perform contactless data exchange functions in their own apps without having to enable Apple Pay and Apple Wallet.

Using the new NFC and SE (Secure Element) APIs, developers will be able to provide contactless data exchange within apps, which can be used for in-store payments, car keys, closed-loop public transportation, corporate ID cards, student ID cards, home keys, hotel keys, merchant points and rewards cards, and even event tickets, etc. Identity documents will also be supported in the future.

IT Home reminds that this feature will debut in a future beta version of iOS 18.1 and will first be available to developers in Australia, Brazil, Canada, Japan, New Zealand, the United Kingdom, and the United States, but more regions will be supported in the future.

Apple also said that users can set third-party apps as default contactless apps through the Settings app on their iPhone.

Apple added: "To include this new solution in an iPhone app, developers will need to sign a business agreement with Apple, apply for NFC and SE authorizations, and pay associated fees."

Developers will soon be able to use the Secure Element to provide in-app NFC data exchange capabilities With the release of iOS 18.1, developers will be able to use the Secure Element in iPhone to provide NFC contactless data exchange capabilities in their own apps without going through Apple Pay and Apple Wallet. Using the new NFC and SE (Secure Element) APIs, developers will be able to provide in-app contactless data exchange for in-store payments, car keys, closed-loop public transportation, corporate badges, student ID cards, home keys, hotel keys, merchant points and rewards cards, and even event tickets, and will support ID cards in the future. User security and privacy have always been a top priority for Apple. This new solution is designed to enable developers to provide a safe and secure way to provide NFC contactless data exchange capabilities in their own iOS apps. NFC and SE APIs utilize the Secure Element, a certified industry-standard chip that can securely store information on the device side. Apple has invested a lot of resources to design solutions that protect user security and privacy, and use multiple Apple proprietary hardware and software technologies for contactless data exchange, including secure enclaves, biometric authentication, and Apple servers. To use the contactless data exchange function brought by the above API within an App, users can directly open the App, or set the App as default support in iOS Settings, and double-click the iPhone side button to initiate data exchange. In order to include this new solution in the iPhone App, developers need to sign a business agreement with Apple, apply for NFC and SE authorization, and pay related fees. This will ensure that only authorized developers who meet specific industry and regulatory requirements and commit to Apple's long-term security and privacy standards can use the relevant APIs. NFC and SE APIs will be provided to developers in Australia, Brazil, Canada, Japan, New Zealand, the United Kingdom and the United States through the upcoming iOS 18.1 developer resources, and more regions will be supported in the future. Developers and users will continue to enjoy the easy, secure and privacy protection experience brought by Apple Pay and Wallet App.