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Jimu News reporter Liu Shanlansha

Correspondent Wang Qingxue

"I didn't expect that data could also be used for financing. It really solved the big problem of financing for our small and micro enterprises." On August 12, the relevant person in charge of Wuhan Shengyu Smart Ecological Environmental Protection Co., Ltd. said with emotion. On the same day, Hubei's first "re-guaranteed data asset loan" was officially launched. The company became the first enterprise in the province to obtain guaranteed financing based on data assets, and a guaranteed loan of 5 million yuan was successfully issued.

Jimu News reporters learned that the "Re-Guarantee Data Asset Loan" was launched by the Provincial Re-Guarantee Group under the Hubei Hongtai Group, a provincial state-owned enterprise, breaking the ice in Hubei's new type of government-bank-guaranteed data asset financing and guarantee business, and providing a new way to solve the difficulties and high costs of financing for small and micro enterprises.

Wuhan Shengyu Smart Ecological Environmental Protection Co., Ltd. is a national-level specialized and innovative "little giant" enterprise, which has recently been in urgent need of financing due to business development. According to the specific situation of the enterprise, the Provincial Reinsurance Group and the Central China Cultural Exchange jointly carried out the "table entry + financing" service of data assets, and jointly provided enterprises with full-process data asset services, covering registration, compliance, verification, evaluation, assessment, table entry, financing and other links, stimulating and releasing the data value potential of small and micro enterprises. Hankou Bank and the Provincial Small, Medium and Micro Guarantee Company participated in product innovation, and it only took about 1 week from collecting enterprise information, completing business review to loan issuance.