2024-08-12
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How many elderly people are there in China? According to estimates by the National Health Commission, during the 14th Five-Year Plan period, the number of people aged 60 and above in my country will exceed 300 million, and will exceed 400 million in 2035. As the trend of population aging intensifies in my country, the "silver tsunami" has hit, so much so that there have been reports that "it is difficult to find a bed in nursing homes", causing deep worries for many elderly, middle-aged and even young people.
"The Book of Rites: Li Yun" mentions: "Let the old have a place to live, the strong have a place to work, the young have a place to grow, and the widowed, the lonely, the disabled and the sick all have a place to live." So, how can the elderly spend a high-quality old age? Everything in the world can be delayed, but love should not be delayed. In recent years, China Life Insurance Company Limited (hereinafter referred to as "China Life Insurance Company") has launched the construction of an aging-friendly service system across the entire system, continuously optimizing the insurance service experience of the elderly group, and creating a "happy hometown" for tens of thousands of elderly groups.
New product, old heart
As people age, their bodies also change. Every little change in their lives continues to magnify their anxiety and restlessness. Predicting a good life in their later years is the most important care for the elderly. China Life Insurance Company focuses on the diversified retirement planning and risk protection needs of elderly customers from the perspective of products, and improves the risk protection level of the elderly group by creating a rich and diverse system of aging-friendly products.
The first is to customize exclusive products.According to the risk characteristics and protection needs of the elderly group, exclusive products such as "Sunset Red", "Silver Age Health" and "Silver Age Worry-free" have been launched to form a diversified product line covering multiple protection needs such as accidents, diseases, medical treatment and nursing. These products have increased the insured age and expanded the insurable population. The maximum insured age of some medical insurance products can reach 80 years old, the renewal age can reach 100 years old, and the insurance scope will be expanded to some chronic disease groups. In 2023, in addition to policy-based business, China Life Insurance Company will provide about 60 million disease and accident insurance protection for elderly customers.