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Hello, fellow investors. It has been a long time since Minimalist Investment Research Society met with you publicly on Saturdays.

Global liquidity is entering a turning point. Coupled with Mr. Buffett's various stock sales and bond increases, Xiaoer has reason to believe that from now to the Federal Reserve's interest rate meeting in September, and then to the US presidential election in November, the global financial market will most likely not be peaceful and the volatility may be very large.

Here I would like to report to all fans a more secure idea, for reference only.

Insurance capital raising wave

Insurance capital holdings have clearly picked up this year, with 10 listed companies already held by insurance capital this year, including the familiar Huaneng International. Speaking of this wave of insurance capital holdings, the A-share market has seen three occurrences in the past 10 years: in 2015, 2020, and from 2023 to date.

In the first half of 2015, the index was advancing rapidly, but the market took a sharp turn for the worse in the second half. Some institutions entered the market with the idea of ​​bottoming out. According to data from Huachuang Securities, the industry raised stakes only 28 times in the first half of 2015, but reached 128 times in the second half, of which insurance funds raised stakes 62 times that year. At that time, small and medium-sized insurance companies expanded their premium scale through high-interest universal insurance.

Here is a data: in 2015, the highest settlement interest rate of universal insurance could reach 7.99%, while the upper limit interest rate of traditional insurance was only 3.5%. Insurance funds used the premiums raised by universal insurance to frequently bid in the secondary market, during which the famous "Baowan dispute" occurred.