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In order to effectively alleviate the financing pressure of small and medium-sized enterprises, improve the efficiency of financial services for the real economy, increase support for small and medium-sized enterprises, and promote the stable and healthy development of small and medium-sized enterprises; the Dalian Free Trade Zone Management Committee and Pacific Property Insurance jointly launched a "Assisting Enterprises to Guarantee Loans" joint review model to provide small and medium-sized enterprises with convenient financing channels.

Main practices

Thoroughly research corporate financing needs

By investigating enterprises in the free trade zone and holding government-bank-enterprise matching meetings, we can fully understand the financing needs and difficulties of enterprises, accurately classify financing types, and screen out enterprises with collateral and loan needs.

Launched the "Assisting Enterprises to Secure Loans" joint review model

In response to the financing needs of enterprises and the loan conditions of banks, Pacific Insurance Company and financial institutions launched a joint review model of "assisting enterprises with loan guarantees". Pacific Insurance Company and financial institutions formed a joint review team to merge the materials for enterprises to apply for insurance and loans, simplify the application procedures, reduce unnecessary application materials, and deeply integrate and bundle insurance and banking businesses. By reshaping new business processes, it helps enterprises to implement financing faster.