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on october 2, according to the wechat public account "jinjingjiang", in order to activate the market environment, stimulate real estate consumption, boost market confidence, and promote the stable and healthy development of the real estate market, jingjiang city, jiangsu province issued a policy to promote consumption by purchasing houses, involving preferential policies for purchasing houses. , house purchase subsidies, the latest use policy of housing provident fund and other measures.

this time, jingjiang city launched the "ten shopping malls" such as replacement shopping, group buying, filial piety shopping, multi-child shopping, military support shopping, entry-level shopping, medical love shopping, respecting teachers shopping, city shopping, jingjing shopping, and juxian shopping. "one big purchase" house purchase policy.

in terms of replacement and purchase, home buyers must meet the following two conditions at the same time, and corresponding home purchase subsidies can be provided (sale or purchase is not in order). the first is the sale of self-owned housing in jingjiang city from january 1, 2021 to december 31, 2024; the second is the purchase of newly built commercial housing in jingjiang city from august 1, 2024 to december 31, 2024 (including direct sales) relatives).

the standard of house purchase subsidy is: a subsidy of 80,000 yuan for a house purchase with a total purchase price of 4 million yuan and above; a subsidy of 60,000 yuan for a house purchase with a total purchase price of 3 million yuan and above; and a subsidy of 30,000 yuan for a house purchase with a total purchase price of 1 million yuan and above.

in terms of group purchasing, from august 1, 2024 to december 31, 2024, employees of enterprises, institutions, government agencies (systems) and other organizational units who purchase more than 3 sets of (inclusive) new commercial housing in jingjiang city at one time will be treated as house purchasers. a house purchase subsidy of 2% of the total purchase price will be provided; if an enterprise purchases more than 3 (inclusive) new commercial housing in jingjiang city at one time to provide housing for employees, a house purchase subsidy of 2% of the total purchase price of the enterprise will be given.

in terms of filial piety purchase, home buyers must meet the following two conditions at the same time, and will be given a "filial piety purchase" subsidy of 80,000 yuan. the first is to purchase a house between august 1, 2024 and december 31, 2024; the second is to purchase new commercial housing with a total area of ​​more than 200 square meters (one or more units) in the same community for the purpose of caring for the elderly.

in terms of provident fund loan amounts, the maximum amount of housing provident fund loans applied for for the first time and for the second time by two-employee employees is 1 million yuan and 800,000 yuan respectively; the maximum amount of housing provident fund loans applied for by a single employee for the first time and for the second time is 500,000 yuan and 400,000 yuan respectively.

for graduate students orsenior professional titleif employees who are employed and above apply for provident fund loans, the maximum loan amount is 750,000 yuan for a single employee and 1.5 million yuan for two employees.

for those who purchase two-star, three-star or ultra-low energy residential green buildings (new commercial housing), the maximum housing provident fund loan amount can be increased by 10% and 20% respectively.

the maximum loan limit for a family with two children is 700,000 yuan for a single worker and 1.4 million yuan for a dual worker. the maximum loan limit for a family with a three-child family is 800,000 yuan for a single worker and 1.6 million yuan for a dual worker.