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the four major state-owned banks announced that they would adjust interest rates on existing personal housing loans.

on september 29, the people's bank of china (hereinafter referred to as the "central bank") issued an announcement on improving the interest rate pricing mechanism for commercial personal housing loans, clarifying that starting from november 1, eligible borrowers will adjust their housing loans through market-based negotiations with commercial banks. while increasing the interest rate by a few points, the repricing cycle can also be adjusted through negotiation. at the same time, the central bank guided the market interest rate pricing self-discipline mechanism to issue the "initiative on batch adjustment of existing mortgage interest rates", clarifying that in principle, all commercial banks should unify the interest rates of existing housing loans (including first, second and above) before october 31, 2024. implement batch adjustments. for details, please click: heavy! existing mortgage interest rates will be adjusted in batches before october 31! how to adjust it? how much can be adjusted? one article to understand →

industrial and commercial bank of china, agricultural bank of china, bank of china, and china construction bank all issued announcements today that they will adjust existing personal housing loan interest rates, and they plan to release specific implementation rules on october 12.

industrial and commercial bank of china:

agricultural bank of china:

bank of china:

china construction bank:

editor: wan jianyi

proofreading: liu rongzhi

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