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recently, the state has introduced a series of policies to further promote automobile consumption. as an innovative way of automobile circulation and consumption, financial leasing can reach people who are not covered by financial loans and benefit more consumers. compared with traditional financial products, financial leasing products are more flexible in down payment thresholds and leasing cycles, providing consumers with a higher degree of freedom of choice. with the change of consumption concepts, consumers' demand for cars is no longer limited to ownership, but more attention is paid to the use experience and financial flexibility. financial leasing is becoming the choice of more and more consumers.

toyota financial leasing recently launched a financial leasing product with a down payment of 10%-30% and a lease term of 6-8 years, which is in line with current consumer demand. the plan covers many popular models of faw toyota, gac toyota, and lexus, and has the three advantages of low down payment, long lease term, and low monthly rent.

low down payment: the minimum down payment starts at 10%, which can effectively lower the threshold for car consumption and reduce the initial financial pressure on consumers. it is suitable for customers with certain financial capabilities but insufficient down payment, allowing them to easily start a car-owning life.

long lease period: the loan period of auto finance is usually controlled within 60 periods, that is, within 5 years, while auto financial leasing is more flexible in setting the lease period and can exceed this period. the lease period of this toyota financial leasing product can be up to 8 years and 96 periods, which can give consumers ample time to repay the loan and has a unique advantage in effectively alleviating consumers' financial pressure.

low monthly rent: this toyota financial leasing product is a leasing solution for toyota models, with a daily repayment amount starting from 37 yuan, which is only equivalent to the cost of a cup of coffee, making it easy and stress-free to spend low monthly expenses. in addition, the lower monthly repayment amount compared to financial loans allows consumers to choose higher-configuration and higher-end cars with lower monthly expenses. for example, if you choose a long-term lease product for toyota financial leasing of lexus brand models, the monthly repayment amount starts at 3,667 yuan, which is only equivalent to the cost of afternoon tea per day on average. consumers can enjoy higher-end models with the same monthly budget and achieve consumption upgrades.

toyota financial leasing keeps up with user needs and continuously refreshes the "ease" of car consumption with differentiated products that keep pace with the times, allowing consumers to enjoy a high-quality car life with a "relaxed sense" while maintaining a stable financial situation and ample cash flow. consumers can clarify their budget range and choose the most suitable model and plan based on their financial situation and car needs.

currently, the auto finance leasing industry is facing new development opportunities. as the market potential of second-tier, third-tier and lower-tier cities is tapped, and young consumer groups, mainly those born in the 1990s and 2000s, emerge, toyota finance leasing will continue to innovate products and services, bringing consumers more flexible and affordable product choices.