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[currently, illegal debt-relief agencies on the market have not been approved by financial regulatory authorities. individuals have excessive debts that lead to debts that cannot be repaid. the "debt-relief agencies" provide "clients" with services such as debt offset, custody, integration, resolution, and physical exchange, and promise to convert the debts and claims in the hands of "clients" into continuous cash flow and return profits regularly, inducing "clients" to pay consulting fees, deposits, and even "invest in shares", which seriously disrupts the order of the financial market and poses a great risk of illegal fundraising.]

[ningxia fengming company and guanglu shenzhen company charged a service fee of 25% of the total amount of "debt resolution" for each order, and promised that the debtor would resolve the debt within 6 to 18 months. they have developed more than 20,000 agents across the country, collected more than 20 million yuan in agency fees, and collected more than 200 million yuan in "debt resolution" service fees from more than 5,000 debt resolvers.]

recently, the development and reform bureau of longhua district, shenzhen, issued a "risk warning on being aware of the "debt settlement" scheme", stating that guanglu (shenzhen) legal services co., ltd. (hereinafter referred to as "guanglu shenzhen company") and its partner agencies pre-collect service fees from credit card and loan overdue customers, and promise to resolve debts at a 25% discount within a certain period of time. in fact, their purpose is to defraud customers of funds and franchise fees. they are currently under investigation by the jinfeng district public security bureau of yinchuan city, ningxia for suspected crimes.

to this end, the longhua district development and reform bureau reminds people to be wary of the risks of "debt settlement" and stay away from all kinds of illegal "debt resolution", "debt reduction" and "debt settlement" routines.

similar risk warnings are often seen on the official websites of local governments or relevant departments.