lin jianming, chairman of samoyed cloud technology: ai's new productivity reshapes the financial industry
2024-09-16
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china business network, september 13th. on september 12th, as the only national exhibition held by the chinese government in the field of trade in services, the 2024 china international fair for trade in services (hereinafter referred to as "ciftis") was grandly opened. at the ciftis special forum "the sixth china financial technology forum", lin jianming, founder, chairman and ceo of samoyed cloud technology group, a leading chinese ai decision-making company, delivered a keynote speech. he pointed out that artificial intelligence technology innovation represented by large models is sweeping in. this highly penetrating and subversive technology has become the core of new quality productivity and is accelerating the transformation and reshaping of the financial industry.
ai plays a key role in new quality productivity
meng qian, chief information officer of bank of china, said in her keynote speech that new productivity is an advanced productivity state that conforms to the new development concept. developing digital finance based on ai is a strong guarantee for thoroughly implementing the spirit of the third plenary session of the 20th cpc central committee, comprehensively deepening reforms, and promoting banks to better serve new productivity. it is also an effective means for commercial banks to cope with the current environment and achieve their own high-quality development.
"fintech plays a very important role in shaping economic development and prosperity." lu shuze, vice president and secretary-general of the asian infrastructure investment bank, pointed out that the aiib has been committed to applying technological innovations such as ai to the development of digital infrastructure, leading the digital transformation of banks around the world, and helping countries to interconnect.
artificial intelligence is ushering in the fourth wave, which is rapid and steep. lin jianming said, "ai is tirelessly penetrating and applying into the core areas of industry and science, becoming the key to new quality productivity. after the emergence of the aigc big model, it not only improves the integration and delivery capabilities of ai, but also leads intelligent technology into a new era."
actively explore applications and release the "strong magnetic field" effect
finance is a special productive service industry that is related to effective resource allocation. financial technology is also an important productivity field of digital intelligence. aigc has begun to show its strength in the financial field, which is professional knowledge-intensive, complex business processes, and data-driven. lin jianming believes that aigc's integrated ai applications have released a "strong magnetic field" effect in terms of production efficiency, application effects, and service experience. at present, the application of aigc in the financial industry is still in its early stages. samoyed cloud technology group is also actively leveraging its own digital technology advantages to explore its application in the financial business field.
faced with massive and complex data, how to establish an intelligent, accurate, and compliant risk assessment and early warning mechanism is a key issue that needs to be solved in the construction of a bank's risk control system. the big model technology based on the combination of "big data + big computing power + strong algorithms" provides a new and effective means for building a new generation of intelligent risk control systems. "we call the api interfaces such as embedding and fine-tuning of the big model technology to make the solution more accurately fit the business scenario."
lin jianming said that samoyed cloud technology group uses the embedding interface to vectorize and decode customer conversation content, capturing comprehensive quality information such as customer semantics and communication politeness. it not only greatly enriches the model feature variables, but also effectively improves the model's prediction ability and accuracy, and enhances the understanding of customer needs. at the same time, by embedding structured data into orion anti-fraud models, hunter anti-fraud systems and other products, it guides model solution design and tuning, dynamically adjusts risk assessment strategies, accurately assesses user credit risks, automatically monitors user transaction behaviors, and identifies abnormal patterns, significantly improving the risk control capabilities and anti-fraud effects of financial institutions.
adhering to the "new" approach and focusing on independent innovation, samoyed cloud technology group is continuously increasing its investment in technological innovation, making significant progress in financial technology fields such as risk control modeling, anti-fraud, model optimization and customer operations, and innovatively applying aigc technology to further reshape the quality and efficiency of financial services.
reshaping finance with innovative technology
aigc has great potential for application in the financial field and is leading the innovation of human-machine collaboration models. it is undeniable that it also has risks and challenges such as intellectual property rights, algorithmic discrimination, moral ethics, as well as huge investment expenses and commercial considerations. to this end, lin jianming suggested that we should look at finance and productivity with a dialectical attitude, use aigc safely according to local conditions, and use credible aigc to meet the challenges of science and technology governance.
finding the bright spots of ai in applications, lin jianming compiled his more than 20 years of experience in the financial technology industry, as well as his profound insights and thoughts on the application of aigc in the financial field into the book "aigc reshaping finance: financial transformation and practice driven by ai big models". as the first book on aigc financial applications in china, it explores the path to achieve a win-win situation of internal and external benefits by using aigc technology through in-depth analysis of technical principles and the latest application practices in the global financial industry. in addition, the book also provides detailed strategies such as skills, ethics and supervision for training big financial models from 0 to 1. this book plays an important role in the digital transformation of the financial industry. it ranked first on the jd computer "book sales list" and "new book hot sales list", and won the "forum recommended book" of this year's service trade fair.
share the development opportunities of trade in services and create a better financial future. with the rapid development of artificial intelligence technology, financial technology has already stood at the top of digitalization. on the one hand, samoyed cloud technology group is committed to deepening cutting-edge technologies such as aigc to enable the transformation of the financial industry to "accumulate strength"; on the other hand, it will export leading mature solutions to promote the development of overseas financial technology. lin jianming said, "in the future, we will use innovative technology as a wing to reshape the new quality of financial productivity and become a climber of the times."
