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in recent years, shaoxing bank has focused on science and technology finance, actively integrated into the construction of shaoxing's science and technology innovation corridor, developed and implemented "jinke loan", accurately empowered the development of technology-based enterprises, and promoted the high-quality development of the local economy with high-quality and efficient financial services.

zhejiang dafeng intelligent terminal technology co., ltd. was established in march 2021. it is a technology-based small and medium-sized enterprise whose products include high-end mobile phones, bluetooth headsets and watches. in recent years, its sales have grown steadily and its credit record for contract performance is good. at the end of 2023, the company reached a cooperation with tonino lamborghini, the order amount increased, and the financing demand increased. at the beginning of 2024, when visiting the company for research, our staff learned that the company had a large demand for payment of goods, and at the same time faced the problem of "light assets and difficult mortgage". by recommending our "jinke loan" to the company and introducing the product advantages, tailor-made a "equipment mortgage" credit model for it, using the people's bank of china credit information center's unified registration and publicity system for movable property financing, the company handled the equipment movable property registration, and successfully issued a jinke loan of 5 million yuan, which solved the company's financing difficulties and urgent financing problems at the first time.

in the next stage, shaoxing bank will continue to promote movable property registration, develop innovative movable property financing and credit products, fully mobilize financial support to enable technological innovation, provide comprehensive support and services, continue to tap into the hidden assets of enterprises, and guide financial resources to accurately drip-irrigate the high-quality development of technology-based enterprises.