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after being approved for construction in early august, xinjiang kezhou rural commercial bank co., ltd.(hereinafter referred to as kezhou rural commercial bank) was approved to open for business a few days ago.

kezhou rural commercial bank and its 34 branches are approved to open

on september 10, the approval document released on the official website of the financial supervision administration showed that the kezilesu financial supervision branch on september 5, the kezhou rural commercial bank and its 34 branches were approved to open for business., and approved the articles of association of kezhou rural commercial bank.

kezhou rural commercial bank is a joint-stock rural commercial bankthe company has implemented a management system of first-level legal person, unified accounting, hierarchical management and authorized operation. the registered capital is rmb 350 million.

kezhou rural commercial bank opened for business at the same time. the former atushi city rural credit cooperative union, the former akto county rural credit cooperative union, the former aheqi county rural credit cooperative union, and the former wuqia county rural credit cooperative union were dissolved, its claims and debts shall be borne by kezhou rural commercial bank.

in terms of branches, kizilsu kirgiz autonomous prefecture rural commercial bank has four first-level branches, namely atushi branch, akto branch, akqi branch and wuqia branch; the remaining 30 are second-level branches, with 11 in atushi city, 9 in akto county, 4 in akqi county and 6 in wuqia county.

the business scope of kezhou rural commercial bank is: accepting public deposits; issuing short-term, medium-term and long-term loans; handling domestic settlements; handling bill acceptance and discounting; acting as an agent for issuing, redeeming and underwriting government bonds; buying and selling government bonds and financial bonds; engaging in interbank lending; engaging in bank card business (debit cards and unified brand credit cards); acting as an agent for collecting and paying funds and insurance business; providing safe deposit box services; and other businesses approved by the state financial supervision and administration bureau and its dispatched agencies. each branch shall open a business according to the authorization of the head office.

the approval document released on september 6 showed that mei yun has been approved to serve as the chairman of kezhou rural commercial bank, and deng gang has been approved to serve as the president of the bank。

the latest document shows that the kezilesu financial supervision bureau has also approved the qualifications of mei yun, deng gang, shen qiaolian, lv qin, li qin, and wang baojian as directors, jiang jinhao, zhang ke, and gao shen as independent directors, shi qian as secretary of the board of directors, zhao jiang and shen qiaolian as vice presidents, and shi qian and zhang dehui as assistant presidents. in addition, the qualifications of candidates for presidents of various branches have also been approved.

rural credit cooperative reform continues to deepen

according to public reports, kezhou rural commercial bank was officially opened on september 7. after opening, its net capital was 700 million yuan and its asset scale reached 7 billion yuan.

in july 2023, the unified legal person reform plan of kezhou rural credit cooperatives was approved; in august of the same year, kezhou held a mobilization meeting to support the establishment of a unified legal person rural commercial bank by rural credit cooperatives, officially opening the curtain of the unified legal person reform of kezhou rural credit cooperatives; on august 5 this year, kezhou rural commercial bank was officially approved for establishment。

according to the news released on the website of the people's government of kizilsu kirgiz autonomous prefecture, the bank held its founding meeting and the first shareholders' meeting recently. the meeting emphasized that after its opening, the kizilsu rural commercial bank should focus on its main responsibilities and businesses, effectively meet the financial needs of the "three rural" areas, actively support agricultural and rural construction and the development of new agricultural business entities, and strive to build itself into a main bank serving rural revitalization, a major bank supporting small and micro enterprises and private economy, and a main bank serving local economic development and construction.

in recent years, xinjiang rural credit cooperatives have made unified arrangements and actively promoted the establishment of prefecture-level unified legal person rural commercial banks in aksu, kezhou, hotan and kashgar in southern xinjiang. at present, in addition to the opening of the aforementioned kezhou rural commercial bank, aksu tarim rural commercial bank and its 143 branches were approved to open in december last year. the establishment of unified legal person rural commercial banks in hotan and kashgar is being accelerated.

as the reform of rural credit cooperatives continues to deepen across the country, many places are actively establishing provincial and municipal rural commercial banks, and the number of rural credit cooperatives is also decreasing through absorption and merger. data shows that as of the end of june 2024, there were 483 rural credit cooperatives, a decrease of 16 in half a year.