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In today's society, medical insurance is very familiar to everyone. Whether you live in the city or the countryside, you have your own medical insurance. Medical insurance is an important guarantee for us when we suffer from serious diseases. Generally, each person's medical insurance only covers himself, and the medical insurance fee is paid every year. There are differences between urban and rural residents' medical insurance and employee medical insurance.

Since you have paid for medical insurance, you have to use it. In our daily lives, medical insurance is used in many scenarios, such as outpatient clinics, hospitals, pharmacies, etc. As long as it is a qualified medical institution, it can be used according to the actual situation of the insured and the relevant provisions of medical insurance.

Relatively speaking, medical insurance is a relatively new type of insurance, especially urban and rural residents' medical insurance, which is actually the predecessor of the new rural cooperative medical insurance in the past. This medical insurance was implemented in 2003. So even now, it has been less than 20 years since its launch. During this period, medical insurance has been continuously improved, and the reimbursement ratio, medical insurance drug list, medical insurance price, etc. have undergone earth-shaking changes.

For example, in the past, the initial rural cooperative medical insurance was 10 yuan per person per year, but the urban and rural residents' medical insurance premium in 2022 has risen to 320 yuan per person per year. However, through recent news, we have discovered that although our personal payment part has increased, the fiscal subsidy part has also been greatly increased accordingly, and a large number of expensive and life-saving drugs have been included in the medical insurance, and there are even drugs that cost hundreds of thousands of yuan per injection. After entering the medical insurance, according to professionals' estimates, the cost will be reduced to less than 100,000 yuan. It has to be said that today's medical insurance has undergone tremendous changes compared with the past.