news

한어Русский языкEnglishFrançaisIndonesianSanskrit日本語DeutschPortuguêsΕλληνικάespañolItalianoSuomalainenLatina

Recently, the launching ceremony of the "I Jia Finance" service brand "Benefiting Enterprises Together" event was held. At the event, a series of measures to benefit enterprises took science and technology finance as a breakthrough point and inclusive finance as an entry point, giving full play to the advantages of industrial agglomeration, technological innovation and other endowments according to local conditions, exploring and optimizing financial service measures, and bringing the "I Jia Finance" 2.0 implementation plan, using finance to empower industrial development, promote mutual promotion of industry and finance, and optimize the regional business environment.

Online and offline linkage to innovate new inclusive financial service models

In recent years, Jiading District has insisted on empowering industrial development with finance, continuously explored the "online + offline" inclusive financial service model, and launched a series of innovative measures to optimize the regional business environment and enhance the service efficiency of the Jiading Service Hub of Inclusive Financial Consultants.

The newly opened "Comprehensive Financing Services" window in the Enterprise Benefit Zone of the Jiading District Administrative Service Center is one of them. It will rely on the "One-Stop Service" of the Yangtze River Delta government services to open a virtual line for financing services, open service points in financial institutions, and use virtual lines to connect directly with one click and remotely link to actively respond at the first time, so that enterprises can have a response from finance.

"We hope to further smooth the financial supply and demand docking channels through this 'offline physical window + online virtual line' financing service center model, effectively improve the direct and quick enjoyment of financial services, and serve enterprises with better quality and efficiency." Jin Shizhen, member of the Party Leadership Group and deputy director of the District Economic Commission, said. At present, the Jiading District Financing Service Center is still in the pilot stage, and will be summarized, optimized and gradually promoted in the future.

At the same time, the inclusive finance online service area has been continuously improved, with a total of 158 financial products from 42 financial institutions released to create a "financial product supermarket" to provide enterprises with diversified choices. Subsequently, the industrial and financial platform will be incorporated into the "one network and excellent service" system under construction in the district, gathering financial product information and corporate financing needs, and automatically matching financial products for enterprises and pushing them to them.

Focusing on new productivity, stimulating new momentum for science and technology finance

At the event, 14 banks in Jiading District released technology finance products around new productivity. Banks, securities, insurance and other financial institutions in Jiading District launched special service packages for financial products around technology finance, inclusive finance, supply chain finance, green finance and other sectors, bringing together 88 financial products to form the "I Jiading Finance" product service package to meet the financial needs of various types of enterprises throughout their life cycle.

For example, the "Technology Innovation Loan" product launched by China Merchants Bank is based on the "soft power" information of "hard technology" enterprises such as technology innovation attributes, credit, and taxation. It uses data risk control technology to design technology finance exclusive products and provide recyclable financing services for technology innovation enterprises. "'Technology Innovation Loan' is mainly aimed at specialized and new enterprises, with a quota of 30 million yuan and a minimum interest rate of 2.7%. We hope that through our financial support, entrepreneurs in these fields can achieve better development." said the president of China Merchants Bank Jiading Branch.

In addition, the New Micro-Innovation High-Quality Incubation Fund was also released at the meeting. According to reports, the fund has a scale of 200 million yuan, with an initial scale of 30 million yuan. It will focus on the field of intelligent sensing, and focus on investing in intelligent connected vehicles, BTIT, silicon photonics, robots, artificial intelligence, new materials and new energy. The project investment stages include concept verification, seed round, and angel round.

"The Xinwei Chuangyuan incubation fund is mainly aimed at early-stage entrepreneurial projects, especially those focusing on the transformation of research results from scientific research institutes or early-stage entrepreneurship of scientists. These projects are often about to or have just entered the incubation period, and we can provide financial support to them in the early stages of their entrepreneurship." said the chairman of Xinwei Chuangyuan.

The event also held a signing ceremony for the industry-finance construction responsibility letter and a signing ceremony for listing cultivation pairing, and established a talent pool for inclusive finance consultants. In the future, 27 members from 22 financial institutions such as banks, securities, and insurance will "deliver financial services to the door and explain them clearly", tailor-make financing plans for enterprises, and give enterprises a "reassurance" to help their development.

With the launch of the "Benefiting Enterprises Together" activity of the "Wojia Finance" service brand, from this month to December, various resources such as various commissions, offices, towns, and financial institutions will be based on key industries and guided by corporate needs to plan a series of industrial and financial docking activities with monthly activities and themed events to stimulate new vitality in the district's economy and finance.

The content is reproduced from the WeChat public account of "Shanghai Development and Reform" without any changes.