Mashang Consumer Finance helps dreamers: the transition and rebirth of a post-95s guy
2024-08-17
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The 8-episode mini-series "My Altay" quickly became popular and swept across social media platforms. In this fast-paced era, young people are looking for resonance, releasing emotions, and discovering the beauty of real life outside the screen in this cyber dreamland.
"Altay is far away, but 'Altay' is also very close." The inclusive and positive life philosophy conveyed in the play also touches the young people living and working in the city. As new members of the city, new citizens often face more life pressures and challenges. It is particularly important to enable every member of society to enjoy fair, convenient and safe financial services. Inclusive finance with greater popularity and inclusiveness can help them better integrate into urban life and realize their dreams and pursuits. It can be said that while inclusive finance extends its service tentacles to every corner, it also conveys a positive life philosophy to every ordinary person.
In the land of abundance 3,200 kilometers away from Altay, Zhu Yuanlai, a young man born after 1995, has never set foot on the prairie, but he has a similar attitude towards life as the children of the prairie in the play - "No matter how bumpy the life is, you must live it brilliantly." With the help of Mashang Consumer Finance, Zhu Yuanlai has experienced several transitions in his life, from a substitute teacher to a short video blogger, and then to a full-time tour guide. He has traveled far away for his dreams, and temporarily left his dreams for reality. He has also received warm help and friendly feedback. He constantly adjusts and adapts, always walking on the road of cultural communication with an optimistic and self-consistent childlike heart.
With dreams as reins, the bumpy road of tour guide
Life is like a journey, and every choice is like a fork in the road, quietly affecting the direction of the future.
Zhu Yuanlai has had a keen interest in tourism management since college. He majored in hotel management, but this interest prompted him to transcend the limitations of his major and explore more knowledge about tourism culture.
"I like traveling, and I also like to understand the culture and history behind the tourist attractions." He often attends other professional classes. Not only has he deeply learned the professional knowledge of tourism management, but he has also extensively studied culture, history, geography and other fields, laying a solid foundation for becoming an excellent tour guide in the future.
After graduation, Zhu Yuanlai devoted himself to the tourism industry without hesitation and successfully found a job as a tour guide in Jinan, Shandong. In the streets and alleys of Jinan, he took tourists to travel between the ancient and modern times, telling the historical changes and unique charm of this city.
▲Zhu Yuanlai explaining at the scenic spot/Photo provided by the interviewee
However, the job was forced to terminate after half a year, and the tourism industry has been hit by unprecedented shocks for several consecutive years. Faced with the depression and uncertainty of the industry, Zhu Yuanlai had to temporarily put down his tour guide flag and start looking for a new direction in life.
"At that time, many of my colleagues left the tourism industry and gave up the job of tour guide." He carefully weighed his life needs and career preferences, temporarily left Jinan, and returned to his hometown of Luzhou to work as a substitute teacher.
In the following years, Zhu Yuanlai also tried to return to the tourism industry, traveling between cities such as Jinan and Luzhou, but was forced to suspend his tour guide career again and again. During this period, he deeply felt the ups and downs of the tourism industry, and also realized the hardships and difficulties behind poetry and distant places.
"I left the tourism industry twice in three years, but what I wanted most was to be a tour guide." Faced with the unpleasantness of life, Zhu Yuanlai has always maintained an optimistic and easy-going attitude, but he has been persistent in pursuing his dreams.
Switching to short videos, inclusive finance helps restart life
After 2022, the tourism industry gradually improved. This time, Zhu Yuanlai chose to seize the opportunity of the digital economy, enter the short video track, and try to become a short video travel blogger.
In the world of short videos, Zhu Yuanlai has found a new stage and encountered many challenges. Some viewers questioned and made suggestions about his way of explaining, but he did not get discouraged or complain. Instead, he humbly accepted these suggestions and worked hard to improve his shortcomings.
"If my video editing skills are poor, I will look for tutorials online. If netizens comment that the background noise is noisy, I will immediately search for suitable music..." He constantly adjusts his way of expression and optimizes the quality of short video output. More and more people can easily learn about the scenic spots and the cultural background behind them through his short videos, and come to check in.
▲Zhu Yuanlai is shooting a short video/Photo provided by the interviewee
However, it is still difficult for new bloggers to convert their traffic into actual orders. "Some videos are well made, and netizens will leave comments and reviews after seeing them, but given the current state of the industry, not many people actually came to me for travel guides, and even fewer placed orders."
During this period, Zhu Yuanlai had experienced a shortage of orders for several consecutive months, and daily expenses became a heavy burden, which made him feel more stressed. When he couldn't sleep at night, he lay in bed and looked at the remaining balance of his bank card. He went through all his relatives and friends in his mind, but he couldn't find someone he felt he could borrow money from.
Fortunately, the wind blew through the treetops, and the warmth of the world finally favored this young man with ideals. It was at the most difficult moment that a friend learned about his predicament and recommended the Anyihua loan platform under Mashang Consumer to him.
"I feel more at ease with recommendations from friends, but I also have my own screening and judgment." According to Zhu Yuanlai's investigation, Mashang Consumer is a financial institution approved by the former China Banking and Insurance Regulatory Commission and holds a consumer finance license. It also has good user reviews, fast loan approval, strong risk control, and high credibility. Most importantly, it is formal and there are no so-called routines. Its product Anyihua can be applied for directly online.
Intermittently, Zhu Yuanlai successfully borrowed several sums of money on the Anyihua platform, successfully got through this difficult period, and persisted until the tourism industry recovered. The video accounts he operated on various platforms in the early stage also began to bring him a lot of orders.
No matter where you go, you must shine
As time goes by, Zhu Yuanlai's "Zhu Travels" has been updated to the Chengdu page.
"Like herders, we should move to different pastures at the right time." In Xinjiang and other places in China, herders will use grasslands of different heights in different seasons to achieve migration and nomadism. For Zhu Yuanlai, his migration has nothing to do with the natural seasons, but he just made the right choice at different points in his life.
After moving from Jinan to Chengdu, Zhu Yuanlai was happy to be close to home, but also worried about the lack of tourists. Familiar with ancient poetry, he used the people and scenery of Du Fu Thatched Cottage Museum as creative material to create a series of touching short videos, which attracted the attention of many tourists from afar.
"The flower path has never been swept for guests, and the door is now open for you." Just as the subtitles in his short video said, he looks forward to seeing tourists with different faces every day. While giving tours of the scenic area, he reads Mr. Du's poems with the tourists, sees his thatched cottage, and feels the Chengdu described by Mr. Du.
When talking about the source of customers, Zhu Yuanlai mentioned a special tourist friend. "I explained the scenic spots to him in Jinan before. After I came to Chengdu, he asked me to take him on a tour. When we met, he gave me some specialties from his hometown." In the seemingly ordinary days, the occasional ice cream, bottle of water, or a few sincere words of recognition from tourist friends made Zhu Yuanlai feel full of happiness.
▲Zhu Yuanlai is taking photos for tourists/Photo provided by the interviewee
There are many "Zhu Yuanlai" in this world. Most young people are ordinary people with ordinary family backgrounds and low starting points. Although they have no foundation, they are full of passion, have dreams and drive, and are eager to make a name for themselves. They are warriors who chase the light and move forward, but they should never be lonely fighters.
From this perspective, this is one of the meanings of the existence of financial institutions such as Mashang Consumer Finance. When young people encounter storms on the road, they can be protected from wind and rain, so that they can remain calm and firm in the bumpy days, just like the children of the Altai grasslands, who can have the confidence to restart their lives no matter where they move to, and live vividly and powerfully.