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Interest rates can be negotiated! Du Xiaoman launches bargaining service to reduce financing costs for small and micro businesses

2024-08-10

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Du Xiaoman's interest rate is negotiable! "The current annual interest rate is only about 7%, which is a lot lower than before, saving me nearly 10,000 yuan in interest." A few days ago, Wei Qing (pseudonym), who lives in Bazhong, Sichuan, received a reminder from Du Xiaoman staff that he could apply for a lower interest rate through the bargaining service.

Wei Qing, who was worried about the cost of decorating her new house, decided to give it a try. Following the prompts, she uploaded some materials in the APP and soon received news that her application for interest rate reduction was approved.

Wei Qing has been using Du Xiaoman since 2018. Her family is engaged in construction and has a good income every year. However, due to the nature of the industry, the payment period is generally long and the cash flow is often not turned over. Over the years, she has been borrowing money from Du Xiaoman to solve the problem of capital turnover. In her words, "borrowing money from Du Xiaoman is better than borrowing money from relatives and friends. Although I have to pay more interest, at least I don't have to trouble others."

With her child about to start school, Wei Qing will have more free time. She plans to use the interest she saves to add to her household expenses and open a small restaurant to make her family's cash flow more abundant. "The bargaining service this time was very timely, and the interest rate has dropped a lot. Du Xiaoman's interest rate is quite low now, and my plan to open a restaurant is one step closer."