A new round of savings bonds will be issued on August 10
2024-08-09
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The reporter learned from several financial institutions that2The fifth issue of savings treasury bonds (certificate type) in 2024 (hereinafter referred to as the fifth issue of treasury bonds) and the sixth issue of savings treasury bonds (certificate type) in 2024 (hereinafter referred to as the sixth issue of treasury bonds) will be issued on August 10.The coupon rates of the two savings treasury bond products issued in this round have both dropped compared with the previous round of products with the same term.
According to the issuance plan, the fifth and sixth treasury bonds are both fixed-rate, fixed-term products.
· The fifth treasury bond has a term of 3 years, an annual coupon rate of 2.18%, and a maximum issuance amount of 12 billion yuan;
· The sixth treasury bond has a term of 5 years, an annual coupon rate of 2.3%, and a maximum issuance amount of 12 billion yuan.
The issuance period of the fifth and sixth treasury bonds is from August 10, 2024 to August 19, 2024 respectively.
The reporter learned that the coupon rates of the 5th 2024 savings treasury bond (electronic) and the 6th 2024 savings treasury bond (electronic) issued on the 10th of last month were 2.38% (3-year) and 2.5% (5-year), respectively. The coupon rates of the savings treasury bond products issued in this round were reduced by 0.2 percentage points compared with the products of the same term last month. Taking an investment of 100,000 yuan to purchase the 5-year savings treasury bond products issued in this round as an example, after the product expires, without considering using the interest for other investments, the investor will receive 1,000 yuan less in interest.
After purchasing the fifth and sixth treasury bonds, investors can go to the original purchasing institutions to apply for early redemption. However, early redemption will not be allowed on the last day of the issuance period (August 19). For investors who redeem this round of treasury bonds in advance, interest will be calculated based on the actual holding time and the corresponding tiered interest rates. Specifically, from the date of purchase, no interest will be paid if the holding time is less than six months, and the annual interest rate will be calculated at 0.35% if the holding time is more than six months but less than one year, 0.65% if the holding time is more than one year but less than two years, and 1.67% if the holding time is more than two years but less than three years; the interest rate for the sixth treasury bonds is 2.12% if the holding time is more than three years but less than four years, and 2.23% if the holding time is more than four years but less than five years.
Source: Harbin News Network
Reporter: Li Jiaqi
Editor: Wang Yue
