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"If you have participated in the resident medical insurance for 4 consecutive years, you can enjoy continuous insurance incentives every time you renew your insurance for 1 year." "For those who have zero reimbursement for the resident medical insurance in the current year, the maximum payment limit for major disease insurance can be increased in the next year." "If you have stopped paying for 4 years or more, the waiting period will be at least 6 months."...

On August 1, the General Office of the State Council issued the Guiding Opinions on Improving the Long-term Mechanism for Participation in Basic Medical Insurance (hereinafter referred to as the Guiding Opinions). The Guiding Opinions have particularly attracted attention for the incentive mechanism for continuous participants in the resident medical insurance and those with zero reimbursement, and the constraint mechanism for those who have not participated in the concentrated participation period of the resident medical insurance or have not participated continuously.

Li Yaqing, vice dean of the School of Finance at Guangdong University of Finance and Economics, has been engaged in research on medical insurance and health economics for many years. She told China Newsweek that this is the first time that my country has designed an incentive mechanism specifically for basic medical insurance participation at the national level, which shows that the issue of basic medical insurance participation has received high attention at the central level in recent years.

Cai Haiqing, former director of the Benefits Guarantee Department of the Jiangxi Provincial Medical Insurance Bureau, told China Newsweek that in recent years, my country's basic medical insurance participation rate has remained stable at above 95%. However, against the backdrop of deepening urbanization and frequent cross-regional population mobility, the phenomenon of migrant workers interrupting insurance or even not participating in insurance still exists. "It is very necessary to improve the participation policy for urban and rural residents' medical insurance, which is of great significance for consolidating the results of universal participation in insurance."