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[Large state-owned banks are considering lowering their deposit interest rates] Cailianshe reported on July 22 that a reporter from Cailianshe learned from a large state-owned bank that after the interest rate marketization reform, the linkage between deposit and loan interest rates has increased, and the large state-owned bank is considering lowering its deposit interest rates. Based on past experience, small and medium-sized banks will also follow suit, and the net interest margin of the banking industry will remain generally stable. (Li Ting, Cailianshe reporter)